Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.





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More than 750,000 cats and dogs now share homes across the Emirates, according to the UAE Ministry of Climate Change and Environment. Veterinary costs have climbed at the same pace as pet ownership—an emergency surgery for intestinal blockage can exceed AED 12,000 in Dubai. A solid pet insurance policy can convert those intimidating invoices into a small, predictable premium and a manageable co-pay
Without coverage, owners must pay out of pocket or delay care. A recent survey by Bayut found 38 % of UAE pet parents postponed treatment due to cost. Insurance eliminates that dilemma and delivers peace of mind.
Coverage varies by insurer, but most UAE policies protect against the unexpected:
| Core Category | Typical Inclusions | Typical Exclusions |
|---|---|---|
| Accident & Injury | X-rays, MRI/CT, surgery, hospitalization, medications | Elective cosmetic procedures |
| Illness | Cancer therapy, diabetes management, kidney disease, hereditary & congenital issues (if not pre-existing) | Illnesses during waiting period |
| Third-Party Liability | Damage your pet causes to another person or property | Incidents when local bylaws (leash/muzzle) were breached |
| Lost-Pet Services | Advertising, reward, microchip-based recovery | Owner negligence |
| Euthanasia & Cremation | Humane euthanasia and cremation costs after vet recommendation | Burial plots, memorial items |
Wellness add-ons—annual check-ups, vaccinations, flea/tick prevention and dental scaling—are increasingly popular, but they raise the premium.
Lifetime Cover
Renewed annually with coverage limits resetting every policy year. Ideal for young pets with long life expectancy.
Per-Condition Cover
Sets a fixed dirham limit for each condition for the pet’s entire life; once reached, that condition is excluded.
Accident-Only Cover
Budget-friendly plan covering injuries from road traffic accidents, falls or dog-park scuffles; excludes illnesses.
Comprehensive Pet Insurance
Bundles accident, illness, liability and often routine care. Perfect for pedigree dogs and indoor cats that face both genetic and accidental risks.
For a deeper dive, see our detailed guide “ Pet Insurance – an essential thing to do for your pet.”
Is it worth it? A comprehensive plan for a two-year-old Labrador in Abu Dhabi averages AED 1,800 per year—roughly the price of a single overnight stay at an emergency hospital. One cruciate ligament surgery costs four times that figure. For most owners, the math speaks for itself.
| Factor | Impact on Premium |
|---|---|
| Breed | Brachycephalic dogs (e.g., Pugs, Bulldogs) cost up to 40 % more due to respiratory risks |
| Age | Premium rises 5–8 % annually after age five |
| Coverage Level | Accident-only is ~40 % cheaper than comprehensive |
| Co-Pay & Excess | Opting for a 20 % co-pay or AED 500 excess can shave 10–15 % off |
| Wellness Add-On | Adds AED 600–AED 800 per year |
Tip: Insurers often run multi-pet discounts (5–10 %). Our comparison tool automatically applies those savings when you add a second pet.
Need help? Chat with an InsuranceHub.ae advisor via WhatsApp for unbiased guidance at no extra cost.

Unplanned vet bills can derail any budget, but they don’t have to. Quality pet insurance absorbs the financial shock, lets you approve treatment without hesitation, and keeps tails wagging for years to come. Compare quotes, tailor coverage, and purchase online at InsuranceHub.ae to lock in coverage that fits both your pet’s health needs and your financial goals. Your furry family member deserves nothing less.

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We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )

Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.
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We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
Pet insurance typically covers veterinary expenses due to accidents, illnesses, surgeries, and sometimes vaccinations or preventive treatments. Coverage depends on the plan you choose.
No, pet insurance isn’t mandatory, but it’s highly recommended to protect against unexpected medical costs for your dog or cat.
Basic pet insurance plans in the UAE start from around AED 400–600 per year, depending on your pet’s breed, age, and coverage level.
Some comprehensive plans include preventive care like vaccinations and routine checkups, while basic plans usually focus on accidents and illnesses.
Pre-existing conditions, pregnancy-related care, and elective procedures are generally excluded. Always review your policy details before buying.
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