Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.
Accidents can happen anytime — a coffee spill on your laptop, a cracked phone screen on the Metro, or a sudden power surge that damages your gaming console. Each of these can lead to costly repairs or replacements. That’s where gadget insurance comes in — the smart way to protect the tech you rely on every day.
From smartphones and laptops to cameras, tablets, smartwatches, and even drones, gadget insurance ensures your devices are covered against unexpected mishaps.
Electronics are expensive, and the UAE’s hot, humid climate, frequent travel, and active lifestyles expose devices to extra risk. Manufacturer warranties cover only factory defects, not accidental damage, loss or theft. A robust gadget policy fills that gap so you’re never stuck paying out of pocket.
Check how home contents insurance in UAE complements gadget coverage by protecting electronics at home.
Key risks a good policy should cover:
Confirm which devices and scenarios are protected. Some insurers restrict cover to phones under 18 months old; others include laptops up to five years.
Look at per-claim and annual limits. A low premium with a high excess (deductible) might cost more in the long run.
Fast, authorised repairs ensure your warranty remains intact and you’re back online quickly
Frequent travellers should insist on global coverage—especially for theft and loss. Check out travel insurance in UAE for additional protection abroad.
Examples include data backup, phone-replacement within 24 hours, or loaner devices while yours is in the workshop.
| Device | Average Market Value (AED) | Sample Annual Premium (AED) | Excess per Claim (AED) |
|---|---|---|---|
| iPhone 15 Pro | 4,500 | 300 | 150 |
| MacBook Air | 5,200 | 380 | 250 |
| DSLR Camera | 3,000 | 210 | 200 |
| Smartwatch | 1,200 | 120 | 100 |
Premiums vary by device age, insurer and cover limits but this table gives a ballpark range.
Your gadgets are your connection to work, family and entertainment—don’t leave them unprotected. By taking five minutes to compare gadget insurance with InsuranceHub, you gain peace of mind, expert support and often save hundreds of dirhams on future repair costs. Start your quote today and keep your tech (and budget) safe.

Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.

We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )

Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.
Saving is the Ultimate Mantra…

We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
Gadget insurance covers accidental damage, theft, loss, and mechanical or electrical breakdowns for your electronic devices such as phones, laptops, cameras, and tablets.
Because accidental damage or theft is common, and standard warranties only cover factory defects. Gadget insurance ensures you’re financially protected against unexpected repair or replacement costs.
You can insure smartphones, tablets, laptops, smartwatches, cameras, gaming consoles, and even drones—depending on the insurer’s policy.
Yes, many UAE gadget insurance plans include worldwide coverage for theft, loss, or damage while traveling abroad.
Exclusions typically include intentional damage, normal wear and tear, cosmetic scratches, and unreported losses.
Still not able to decide whether Insurancehub would be a good fit for you or not.