Save up to 30% on your Car Insurance from the Top and Most Trusted Insurance Companies in UAE with Insurancehub in Just a few minutes.

More information about your car insurance Ajman? Read on below.

What is a car insurance policy?

When you buy a car, you also have to take out car insurance. Liability insurance is compulsory. But you can also opt for a more comprehensive insurance such as a limited or full comprehensive insurance. In total you can choose from 50 different car insurance policies, coverage and policy conditions. Need help taking out your car insurance? We are happy to help you through it in 3 steps. And do you have any questions? We are ready for you !

Calculate car insurance

Do you want to calculate the premium for your car insurance Online? The first step is to compare car insurance policies. In a few steps you compare multiple car insurance policies and calculate the best price for your insurance policy. We need some information from you to calculate your premium. Make sure you have the number of damage-free years, the number of kilometers per year and your license plate.

Step 1: compare and take out car insurance Online

Comparing your car insurance is very easy: We first ask you a few questions. They are about things on which the insurer bases the premium. Such as your claim-free years and the current value of your car.

You can then choose which car insurance you want: third-party liability insurance or third-party insurance. We will of course give you clear advice on this.

Made a choice? Then you immediately see the three best deals and which car premium you pay for this. Do you want to dive a little further? Then simply compare details such as policy conditions, insurers with breakdown assistance coverage or turn the passenger insurance on and off. You can then take out car insurance immediately or first view a quote online.

You can drive well insured within 10 minutes. This is how easy it is to compare and take out your car insurance through InsuranceHub.ae.

Step 2: choose coverage and supplementary insurance

Are you going to compare car insurance? Then you must quickly choose which coverage you take. You have three options:

A liability insurance. This is also called a legal liability insurance. This is the cheapest car insurance that there is, but is also required by law. This insurance reimburses the damage that you cause to others with your car. Your own damage is not reimbursed.

A limited hull coverage (this is also called plus WA). In addition to the coverage that you have with a third-party insurance, damage to your own car will also occur in the event of a fire, storm, theft and window use. Damage to your own car through your own fault is not reimbursed.

All- risk coverage (full airframe coverage). This is the most comprehensive coverage. You will also receive a compensation for damage caused by your own fault.

Which coverage is best for you depends on the year of manufacture and the value of your car (for example, the current value). Don’t just choose the cheapest car insurance and coverage: good car insurance is more important!

Choose additional car insurance: Additional car insurance is not mandatory. But sometimes it can be handy. Keep in mind that the premium of your car insurance will be higher if there is an additional insurance. Finding a cheap car insurance policy is then more difficult. These additional car insurance policies are there:

passenger insurance accident This insurance reimburses a fixed amount if someone becomes disabled or dies after an accident. The passenger insurance applies to everyone who is currently in the car. damage insurance for passengers. This passenger insurance reimburses the damage that the driver and / or passengers are left with due to an accident. Sometimes it is personal injury, sometimes it is damage to luggage or clothing. The amount that you are reimbursed is equal to the amount of the damage.

legal assistance insurance. You use this insurance for legal advice and expert legal assistance if, for example, you have a conflict concerning a car or personal injury.

Looking for more information about a car insurance policy Onlilne? Then view the product indexes that have been compiled by the UAE Association of Insurers.

Step 3: Take out car insurance and cancel the old one

Are you going to compare your car insurance via InsuranceHub.ae? Then you can often close it immediately. You will receive a confirmation e-mail from us so that you know immediately whether you have been accepted for car insurance. Then you can hit the road with confidence.

Not immediately accepted? In some cases, you are unfortunately not immediately accepted. For example, if you have had a lot of damage or a cancellation with a previous car insurer. The insurer must then approve your application. In the meantime, you sometimes receive provisional coverage from us. You are not yet definitively accepted, but you are allowed to drive the car. In other cases, an acceptor really needs to look at your request and you are not allowed to drive the car.

Need help canceling your car insurance Online? Did you already have car insurance and are you now switching to a new one? Canceling your old car insurance is easy. We are happy to help you with that. If you want, you can indicate this during the application. You will receive a link from us with which you can easily create a cancellation letter yourself. You then only have to send it to your old insurer or intermediary.

Need help with your car insurance Online? Useful tips We understand that taking out good and cheap car insurance is not always easy. Maybe you have a specific situation or a special car. Or maybe you first want some more information, for example about the road tax (motor vehicle tax) or current value. To make this easier for you, we have collected all the information for you and developed simple tools. Take a look.

Useful information Do you want to insure a special or special car? Then “normal” car insurance is not always the best choice for you.

Choose additional car insurance: Additional car insurance is not mandatory. But sometimes it can be handy. Keep in mind that the premium of your car insurance will be higher if there is an additional insurance. Finding a cheap car insurance policy is then more difficult. These additional car insurance policies are there:

Do you want to insure an electric car? Do you have a special car such as an old-timer, hybrid car or a lease car?
Do you want to insure a business car? For example, a delivery van?
Do you also take out delivery van insurance with InsuranceHub.ae?

Calculating: the catalog value In addition to the daily value, you can also calculate the catalog value of your car at InsuranceHub.ae. The catalog value is the value of the car when it was sold for the first time.

Car damage: claim or pay yourself? It is not always advantageous to claim car damage from your insurer. This is because you will lose claim-free years and your premium will increase. Our tool advises you on what you can do best in your situation.