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Free 1:1 Expert Guidance Choosing Insurance that suits you perfectly according to your needs is difficult and time-consuming while many Comparison sites help you to choose but eventually customers spend more time thinking and end up buying Insurance that may not perfectly suit their needs and Wants.
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Comprehensive Car Policy and Third-Party Insurance are the two types of car insurance plans available in the market.
There are three reasons why insurance premiums for your performance car are so insanely expensive: the high price of your car; the high risk of theft and the high accident rates associated with performance drivers. Electric expensive cars like a Tesla Model S are complicated machines comprised of expensive components that are expensive to repair and replace whether the problem is a electrical breakdown or the aftermath of a high-speed crash. They are also prone to vandalism by resentful individuals as well as being high-risk targets for theft.
People who buy performance cars also tend to test the limits of their cars by driving at high rates of speed on treacherous roadways. Accident rates for performance cars far outstrip accident rates for ordinary cars. Younger drivers who own and drive performance cars are among the most accident-prone drives on the road.
There isn't much you can do to make your car less expensive or less attractive to thieves. However, adding an alarm system and parking your car in a locked garage when you have it at home will deter a least a few thieves, even if taking ant-theft measures barely makes a dent in your insurance rates. Nonetheless, there are two ways to obtain the best insurance premiums possible.
If you are under age 30, don't expect much of a break on insurance premiums for your performance car. If you are under age 25, you may need access to a trust fund to pay the premiums that insurers will demand to cover your performance car. However, once you pass age 35 or so, provided you have a decent driving record, your car insurance premiums should begin to come down, even if you drive a fire red Maserati.
There are a few insurers that are sympathetic to the plight of sports car owners. These specialist car insurers devote the bulk of their business to providing car insurance coverage that is as affordable as possible to performance car owners. It may be worth your while to seek out a specialty car insurer for a quote. Be prepared to offer estimates on how much you drive along with information about your driving record. Chat with us and our agent will work with you to determine if there are discounts available.
You can significantly lower your car insurance rates regardless of the type of car you drive if your driving record is clean. Avoid foolish practices such as drunk-driving and be respectful of speed limits. Not only will insurers be more willing to give you a break on your car insurance, you will also save significantly on car repair, police citations and hospital bills.
Switching to new car insurance is almost always worthwhile. Compare more than 300 car insurance tariffs free of charge and without obligation and see for yourself how much you can save with an online contract. Up to 850 AED a year are possible!