Car insurance is mandatory in the United Arab Emirates, only a few may understand the importance of insuring with a reliable insurer and obtaining the right cover. Car insurance quotes in Dubai vary from company to company depending on the services provided and the coverage offered.
The acquisition of insurance is generally done on a voluntary basis on a person’s needs. However, sometimes there may be a contractual or legal obligation to have some specific kind of insurance. For example, when renting a car or auto insurance is required, it covers your legal liability which may result if you hurt another person or destroys another person’s property while driving the rented vehicle.
The auto insurance will also pay the cost associated with your defense. Quotes for car insurance should be obtained from many firms providing the auto insurance; however, instead of selecting the cheapest car insurance, one should go for quality and reliability. The motor vehicle insurance quotes can vary from firm to firm, but most of the terms are similar. A lot like when trying to search the term life insurance in UAE, or when you search for motor vehicle insurance quotes, you will definitely get some good sources.
These are a few tips to do some quick research before taking out your policy:
- Speak to a friend or family member who has experience dealing with car insurance. They can offer some good pointers on where to start off. You may end up with a list of insurers which you may further narrow down depending on your needs.
- Look for internet presence. Being online means the insurer is using available channels to offer convenience to its customers. Also, an insurer offering online policy purchase, renewal and claims can be considered a reliable insurer as such services require substantial investment in infrastructure and resources.
- Call the customer service unit and get a first-hand experience of how they treat their customers. Good customer service not only entails a friendly and professional demeanor, but also expert product knowledge and the ability to recommend covers and options. Good customer service often indicates how sophisticated and customer-centric the company is.
- Ask for options on cover and compare insurance online with at least three other insurers. You will understand the extent and quality of an insurer’s offering right away.
- Don’t be influenced by price alone. Paying low premiums in the beginning may later weigh heavy on your pockets during a claim. Ask for information on the excesses on your policy, geographical coverage offered, recovery and roadside assistance and policy exclusions before signing up.
Ways of acquiring car insurance quotes are by browsing through newspapers, telephone directories and magazines for advertisements or paying the insurers’ branch a visit. The best car insurance quotes in UAE can be compared easily at Insurancehub by giving us a quick phone call or requesting a quote.
