Car Insurance in UAE - Compare Comprehensive & Third-Party Plans Online
More than 10,000+ across UAE have saved more than 30% of the bills on their Previous or new Cheapest Car Insurance UAE.
Get a QuoteCar insurance in the UAE is more than a legal requirement — it is essential protection against rising repair costs, traffic risks, and third-party liabilities. Whether you drive daily on Sheikh Zayed Road, commute within Abu Dhabi, or take weekend trips across the Emirates, having the right car insurance ensures financial security and legal compliance.
With InsuranceHub.ae, you can compare car insurance in UAE from top insurers, get instant quotes online, and save up to 40% on premiums — all in just a few minutes.
Car insurance, also known as motor insurance , protects vehicle owners against financial losses caused by accidents, theft, fire, natural calamities, and third-party damages.
Under UAE Federal Traffic Law, every registered vehicle must have at least third-party liability insurance to:
Driving without valid insurance can result in AED 500 fines , black points, and vehicle impoundment.
Comprehensive and Third-Party Insurance are the two types of car insurance plans available in the market.
The cost of car insurance in the UAE varies depending on multiple factors. On average:
At InsuranceHub.ae, we compare rates across Central Bank-approved insurers to help you find the best balance between price and coverage.
| Feature | Third-Party | Comprehensive |
|---|---|---|
| Legal compliance | ✔️ | ✔️ |
| Damage to your car | ❌ | ✔️ |
| Damage to others | ✔️ | ✔️ |
| Theft & fire | ❌ | ✔️ |
| Natural disasters | ❌ | ✔️ |
| Add-ons available | Limited | Extensive |
| Typical annual cost | Lower | Higher |
If an accident occurs, follow these simple steps:
Driving without valid cover can lead to AED 500 fines, four black points and vehicle impoundment. Avoid penalties by visiting insurancehub.ae today!
There are various insurance providers under which you will get a chance to include a variety of additional features or you can say ‘add-ons’ in your policy. Adding these features might ask you to pay something extra when you clear the amount of your final premium. However, they will benefit you in the long run. Check out a list of some commonly found policy add-ons:
Switching to new car insurance is almost always worthwhile. Compare more than 300 car insurance tariffs free of charge and without obligation and see for yourself how much you can save with an online contract. Up to 850 AED a year are possible!
Yes. Every vehicle owner must have at least third-party liability insurance to drive legally in the UAE.
Third-party covers damages to others. Comprehensive covers your vehicle as well—collision, fire, theft, natural disasters, and more.
Premiums depend on the car’s make, model, year, market value, driver age, licence tenure, Emirates of registration, and driving history.
Maintain a clean driving record, use a no-claims certificate, compare multiple quotes, increase your voluntary excess, and avoid unnecessary add-ons.
Common add-ons include roadside assistance, agency repair, GCC cover, personal accident cover, natural disaster protection, and off-road cover.
Yes. Residents with a valid UAE driving licence (or a convertible international licence) can buy car insurance.
No. In the UAE, car insurance is not transferable. The new owner must purchase a fresh policy.
Yes, but you may need to cancel the existing policy and apply for a refund based on the unutilised period.
Instant for most online policies. Comprehensive policies are usually issued within minutes once payment is completed.
