Buying Home Insurance in Dubai Online made Quick, Easy & Affordable.
A simple and easy 3 step process to get your Home Insurance online.
While saving your Time, effort, and money.
Google Rating
- 4.7
A simple and easy 3 step process to get your Home Insurance online.
While saving your Time, effort, and money.
Google Rating
Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.
Dubai’s glittering skyline hides a harsh reality: fire outbreaks, flash floods, and break-ins occur more often than many expect. Whether you own a villa or rent a studio apartment, home insurance in Dubai is the simplest and most reliable way to protect yourself from unexpected repair costs that can drain your savings.
Get Recommendation After submitting the form we will connect you to one of our Insurance advisors that would recommend you the Most affordable Insurance plan according to your needs.
Our In House experts do that task for you and it hardly takes a couple of minutes ( Depending on your needs ) for them to advise you on the best insurance that fits your needs
Compare and Buy This is the final and most easy step. Choose from the list of recommended products( Our Advisors will also help you out ) and Buy directly.
1. Extreme weather: seasonal sandstorms can clog AC compressors and damage outdoor equipment.
2. Electrical fires: high temperatures strain wiring, increasing short-circuit incidents in older buildings.
3. Burst water heaters: common in high-rise towers, often leading to ceiling collapse and mould.
1. Building cover: Pays for rebuilding or major repairs to the physical structure if you are the property owner or on a long lease.
2. Contents cover: Protects movable items inside the home—furniture, electronics, kitchen appliances, clothes against insured perils.
3. Personal liability: Provides legal protection if a visitor is injured at your premises or if you accidentally damage a neighbour’s property (for example, a water leak).
3. Loss of rent or alternative accommodation: Covers rental income or pays for hotel stays if your residence becomes uninhabitable.
1. Visit InsuranceHub.ae and enter your property details.
2. Compare at least three quotes focusing on claims ratio, excess levels, and maximum single-item limits.
3. Confirm whether valuables (jewellery, paintings) require separate declarations.
4. Check if worldwide personal belongings cover is automatically included or offered as an add-on.
| Property type | Typical annual premium | Common excess |
|---|---|---|
| 1-bed apartment contents only | AED 350–450 | AED 250 per claim |
| 3-bed villa building + contents | AED 1,000–1,400 | AED 500–1,000 |
Affordable, flexible Home insurance in dubai shields both owners and tenants from costly surprises. Obtain instant quotes, tweak coverage, and purchase in less than 10 minutes with InsuranceHub’s secure online portal.
Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.
We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )
Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.
Saving is the Ultimate Mantra…
We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
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Home insurance in Dubai is a policy that protects your home and personal belongings against risks like fire, theft, water leaks, natural disasters, and accidental damage.
No, home insurance is not legally mandatory in Dubai. However, it is highly recommended to protect your property and belongings from unexpected financial loss.
Most policies include:
You can insure:
Yes. Even if you rent, home insurance protects your belongings, because your landlord’s insurance covers only the building structure—not your furniture, electronics, or valuables.
Jewellery is usually covered up to a limited amount. For high-value items, you can add optional coverage by declaring the item value.
Still not able to decide whether Insurancehub would be a good fit for you or not.
Fill out the form Complete the basic form that hardly takes 3 mins of your time.