It covers damage to your property (like building, equipment, stock, or machinery) and also loss of income if your business has to pause operations because of events such as fire, flood, storm, or other insured incidents.
Protection for buildings, furniture, machinery, electronics, inventory, tools, and other physical assets against events like:
Compensates for income loss and ongoing expenses when your business is unable to operate due to insured damage, including:
Covers loss or damage to your business property due to events like fire, theft, or natural disasters. Property and Business Interruption Insurance protects your assets and ensures your business can recover quickly from unexpected incidents.
Loss of income due to disruption of normal business operations. It provides coverage for the income you would have earned if your business had continued running without interruption.
Covers financial losses arising from property damage or operational downtime. This insurance helps cover expenses and lost profits, keeping your business financially stable during recovery.
Costs associated with repairing property, restoring operations, or managing claims from affected parties. It includes expenses for business continuity and recovery, protecting your business from prolonged disruption and financial strain.
Businesses with Physical Assets Companies owning or leasing offices, stores, factories, or warehouses need protection against property damage from fire, theft, natural disasters, or accidents
Operations-Dependent Businesses Any business where downtime can cause significant financial loss, such as retail, restaurants, manufacturers, or service providers, should safeguard against income loss during interruptions.
Businesses with Financial Responsibilities Companies that rely on steady cash flow to cover salaries, rent, loans, or supplier payments benefit from coverage that keeps them financially stable during unexpected disruptions.
Complex paper works & Compliance
Hassle Free Claim Insurance
Getting the best Insurance Plans
A typical Property and Business Interruption Insurance policy includes coverage for:
Certain situations are excluded from this insurance, including:
| Industry | Typical Rebuild Timeline | Recommended Indemnity |
|---|---|---|
| Hospitality (Hotels) | 12–18 months | 24 months |
| Manufacturing | 9–12 months | 18 months |
| Data Centres | 3–6 months | 12 months |
Fire or flood may stop production, but bills keep coming. Property business interruption insurance ensures cash flow survives the downtime. Start your BI quote on InsuranceHub.ae today to fortify your continuity plan.
Property and Business Interruption Insurance protects your business from unexpected damage and downtime.
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