Cyber insurance helps a business recover from cybercrime—such as stolen data, ransomware attacks, or system hacks—by covering the costs of investigation, restoration, legal help, and compensation.

Covers loss, theft, or corruption of digital data, systems, and sensitive information. Cyber Insurance protects your business against risks such as hacking, malware, ransomware, unauthorized access, and system failures affecting your network or cloud environments.

If your systems are compromised through cyberattacks, phishing, or ransomware incidents, the policy provides financial protection against insured cyber losses, including extortion costs where applicable.

The policy covers expenses related to restoring data, repairing systems, and losses caused by operational downtime following covered cyber incidents, helping your business recover quickly.

Cyber Insurance may include coverage for legal defense costs, regulatory investigations, fines, and notification expenses, protecting your business from financial impact due to data protection violations or cyber-related disputes.

Businesses Handling Sensitive Data Companies that store or process customer data, payment details, or confidential information are exposed to cyber risks such as data breaches and hacking, making cyber insurance essential.

Small & Medium Enterprises (SMEs) SMEs are frequent targets of cyberattacks due to limited security resources. Cyber insurance helps cover recovery costs, legal expenses, and business interruption losses.

Online & Technology-Driven Businesses E-commerce platforms, IT companies, and businesses relying on digital systems need cyber insurance to protect against ransomware, system downtime, and cybercrime-related financial losses.

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Cyberattacks are increasing worldwide, and recovery can cost millions. Cyber insurance ensures businesses can recover quickly without severe financial loss. It helps cover expenses related to data recovery, system restoration, legal fees, regulatory penalties, and customer notification costs. In addition, cyber insurance supports business continuity by minimizing downtime and reputational damage, allowing organizations to maintain customer trust and operate with confidence in an increasingly digital world.
Digital transformation has unlocked new revenue streams across the UAE, but it has also opened the door to ransomware, phishing, and costly data-protection fines. Cyber Security Insurance is no longer a luxury for banks and tech giants; it has become a baseline requirement for any company that stores customer records, processes payments, or relies on cloud software.
According to the Telecommunications & Digital Government Regulatory Authority, ransomware attacks on Middle East SMEs increased by 36% in 2024. In addition, the revised UAE Data Protection Law (DPL) introduces administrative penalties of up to AED 1 million per breach for insufficient data security measures. Businesses also face an average 21-day operational shutdown following a major cyberattack, resulting in lost contracts and reputational damage—costs that traditional liability insurance typically does not cover.
Traditional property and liability covers exclude intangible assets and network-security failures. Adding Cyber Insurance plugs this gap, creating a holistic risk-management programme. Clients who bundle both products through InsuranceHub.ae often receive multi-policy discounts of up to 15%.
Protect customer trust and your P & L before hackers strike. Visit InsuranceHub.ae, select “Cyber Insurance,” and receive customised quotes the same day. Insure your data, secure your future.

Cyber insurance protects your business from data breaches, cyberattacks, and digital financial losses.
Talk to our AdvisorCyberattacks in the UAE are increasing, especially targeting SMEs. Cyber Insurance helps cover recovery costs, legal expenses, data restoration, and reputation damage.
Coverage usually includes:
Coverage varies per insurer.
Yes. Most cyber insurance policies cover ransom payments, investigation costs, and system restoration following a ransomware attack.
No, Cyber Insurance is not currently mandatory. However, many sectors—finance, healthcare, e-commerce, and tech—strongly benefit from it due to higher cyber-risk exposure.
Costs depend on business size, industry, annual revenue, past cyber incidents, data sensitivity, and required coverage limits. Premiums start from a few thousand AED annually.
Yes. Many policies cover social engineering fraud, employee errors, insider threats, and accidental data leaks, depending on the plan.
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