Buying Home insurance in UAE Get Home Insurance Online – Fast, Affordable, and Hassle-Free
Get your home insurance in the UAE in just 3 simple steps. Save time, money, and protect your home effortlessly
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Get your home insurance in the UAE in just 3 simple steps. Save time, money, and protect your home effortlessly
Google Rating
Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.
Your home is more than bricks and mortar; it is where family memories are built and prized possessions are stored. From beachfront villas in Saadiyat to high-rise apartments in Dubai Marina, every property faces threats such as fire, burst pipes, or burglary. Having the right home insurance in the UAE ensures your property and belongings are protected. It safeguards both the building structure and the home contents that make your space unique.
Building insurance protects permanent fixtures—walls, ceilings, built-in kitchens, swimming pools—against disasters like fire or explosion. Contents insurance covers furniture, electronics, jewellery and personal belongings, even when you take them outside the home. Tenants often need only contents cover, while landlords and mortgage holders usually require both.
Although the UAE enjoys political stability, extreme weather can strike without warning. Sandstorms can damage exterior paint and HVAC systems; seasonal rain may flood ground-floor units. Power fluctuations can fry appliances. Standard Home insurance in UAE policies include fire, lightning, earthquake and water damage, with optional extensions for accidental breakage, tenant liability and loss of rent.
Just like many individuals, you invest a significant amount of your hard-earned money when buying a house. That’s why
home insurance in Dubai is considered essential—it protects one of your biggest and most valuable assets. The larger the investment, the greater the financial risk if anything goes wrong. Choosing to live without
building insurance or contents insurance isn’t a smart move.
Opting for
home insurance in Dubai through insurancehub.ae gives you a reliable safety net. It covers financial losses from unexpected incidents like natural disasters, fire, or vandalism—helping homeowners recover without facing sudden expenses. In addition to covering your property’s physical structure, home insurance also protects household items and personal belongings.
If your home is declared uninhabitable, your home insurance policy may cover temporary accommodation costs. Moreover, buying
home insurance in Abu Dhabi offers you liability coverage for medical emergencies, third-party injury claims, or property damage.
If you’re renting a home, keep in mind that your landlord’s rental
property insurance won’t protect your personal items. So, it’s highly recommended that tenants buy home contents insurance for full protection.
Across the UAE, many insurance providers offer customizable plans to protect your home and belongings from theft, damage, or even temporary relocation costs.
| Core Coverage Options | |
|---|---|
| Building Cover | Protects the physical structure—walls, roof, fixtures—against fire, flood, explosion, storm, and impact damage. Use our free Home Building Insurance Calculator to set the right sum insured and avoid over-paying. |
| Contents Cover | Safeguards furniture, electronics, and personal belongings against theft, fire, and water damage. Specialised plans available for high-value items. Learn more at Home Contents Insurance Abu Dhabi. |
| Liability Cover | Up to AED 2 million to protect you if a visitor is injured on your premises or if your balcony flowerpot damages a car below. |
| Alternative Accommodation | We pay for hotel or rental costs if your home becomes uninhabitable after an insured event. |
| Property Type | Location | Building + Contents Sum Insured | Annual Premium* |
|---|---|---|---|
| 1-bed apartment | JLT, Dubai | AED 750,000 + 100,000 | AED 720 |
| 3-bed townhouse | Al Reem, Arabian Ranches | AED 1,800,000 + 250,000 | AED 1,680 |
| 5-bed villa | Saadiyat Island, Abu Dhabi | AED 4,000,000 + 500,000 | AED 3,900 |
Protect the physical structure—walls, floors, ceilings, garages and fixtures—against fire, flood, storm, lightning, explosion and impact damage.
Safeguards furniture, electronics, clothing and personal belongings against theft, fire and water damage.
Covers hotel or rental expenses if your home becomes uninhabitable after an insured event.
Protects jewellery, watches, laptops and gadgets even when you carry them outside.
Up to AED 2 million to protect you if someone is injured in your home or your property damages a neighbour’s asset.
Leaving your home unprotected can be financially devastating. Visit InsuranceHub.ae to explore affordable plans, then relax knowing Home insurance in UAE is watching over your family and assets.
Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.
We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )
Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort. Insurancehub is a Cheapest Health Insurance in Abu dhabi,job loss insurance brings leading insurance solutions covering your car, home, travel and health to suit your requirements Job loss insurance UAE and Cheapest Life insurance in UAE
Saving is the Ultimate Mantra…
We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
Home insurance is not legally mandatory, but banks require building insurance for mortgaged homes, and contents insurance is strongly recommended.
Building cover protects the property structure, while contents cover protects movable items inside your home.
Plans start from around AED 1 per day, depending on property size, location, cover type and security features.
Yes, most policies cover water leakage from AC units, burst pipes or tank overflow, unless excluded.
Yes. Tenants usually purchase contents insurance to protect personal belongings.
Yes, if your home becomes uninhabitable, the policy pays for temporary accommodation.
Submit photos, invoices and details via the 24/7 platform or hotline. Minor claims are usually processed within 5–7 days.
Still not able to decide whether Insurancehub would be a good fit for you or not.
