HomeopathyManyCheapest health insurance Abu dhabi companies will
reimburse you for homeopathy up to a certain amount per
year.
As part of a homeopathic treatment, the
body’s self-healing powers should be activated by adding
special substances. These often consist of herbal
ingredients or minerals and are taken in the form of
globules or drops or applied as an ointment.
Osteopathy Some health insurance companies reimburse
you for the costs of osteopathic services up to a certain
amount per year. As part of an osteopathic treatment, the
body’s self-healing powers are to be activated by manual
therapy.
Based on the idea that all structures in the
body – such as bones, muscles, tendons and organs – are
connected, the osteopath tries to track down and treat
movement restrictions.
Subsidy for professional teeth cleaning Some Cheapest health
insurance Abu dhabi companies will reimburse you for professional
dental cleaning up to a certain amount per year. Regular
professional tooth cleaning can reduce the risk of dental
diseases.
Treatments such as tartar are removed during
treatment so that fewer bacteria can settle there. Teeth
cleaning is especially recommended for people with an
increased risk of tooth decay or periodontists, the elderly
and children with braces.
Discounted dentures There is a statutory minimum
care for dentures, which all health insurance companies have
to take over. In addition, some health insurance companies
contribute to the cost of dentures up to a specified amount.
The health insurers often work with certain doctors or
dental laboratories.
If the insured person receives treatment
there or if he receives his dentures from the selected
laboratory, he will receive the benefit at a lower
price.Many health insurance companies require regular
check-ups at the dentist for this grant.
Additional checkupsMany preventive medical
check-ups, which are covered by all health insurance
companies as a statutory service, can only be taken after a
certain age.
Some health insurance companies offer this
service to younger members or pay for additional check-ups.
These include skin cancer screening, a colonoscopy or
special examinations for breast cancer screening.
Bonus programsMany health insurers reward their
members with an active and healthy lifestyle through bonus
programs. To do this, for example, you have to take part in
health courses or take certain preventive examinations.
Those who can prove certain activities receive bonus points
from their health insurance. These points can then be
exchanged for a reward.
The health insurance companies pay money or
issue bonuses or vouchers for special services.
I
already have a pre-existing condition. Can I switch
anyway?
Yes, you can also change your health insurance if you
have previous illness.
Statutory health insurance is a solidarity insurance.
The health status of an insured person is therefore
irrelevant. If you are subject to compulsory insurance or
can voluntarily take out statutory insurance, you must
accept the health insurance. You have the choice between
all health insurance companies that are open to insured
persons in your state.
How
does the GKV family insurance work?
If you have statutory health insurance, you can insure
your children or your spouse or partner free of charge
under certain conditions.
Above all, the partner or children must not be
self-employed full-time and have no income of more than
415 AED per month or for a mini-job of more than 450 AED
(as of 2016).
If one parent is privately insured
If a parent has private health insurance, it depends on their
income whether family insurance is possible for a child. If he
earns more than the legally insured partner and his income is
above the compulsory insurance limit, the child cannot be
insured free of charge.
How do
the individual statutory health insurance companies
differ?
The individual health insurance companies differ from
each other primarily in the amount of the additional
contribution, the voluntary additional benefits as well as
their bonus programs and optional tariffs.
Depending on their financial situation, each health
insurance company charges an additional contribution. As
an employee, you have to pay this additional contribution
yourself, and the employer does not participate. Around
five percent of the benefits of a fund also differ from
one another. As a voluntary additional service, some
health insurance companies offer grants for therapies for
homeopathy or osteopathy or pay for additional preventive
examinations.
The health insurance companies reward health-conscious
behavior with bonus programs by spending cash or non-cash
rewards. In addition, many health insurance companies
offer optional tariffs with which an annual deductible or
reimbursement of contributions can be agreed.
