HomeopathyMany health insurance companies will reimburse you for homeopathy up to a certain amount per year.
As part of a homeopathic treatment, the body’s self-healing powers should be activated by adding special substances. These often consist of herbal ingredients or minerals and are taken in the form of globules or drops or applied as an ointment.
Osteopathy Some health insurance companies reimburse you for the costs of osteopathic services up to a certain amount per year. As part of an osteopathic treatment, the body’s self-healing powers are to be activated by manual therapy.
Based on the idea that all structures in the body – such as bones, muscles, tendons and organs – are connected, the osteopath tries to track down and treat movement restrictions.
Subsidy for professional teeth cleaning Some health insurance companies will reimburse you for professional dental cleaning up to a certain amount per year. Regular professional tooth cleaning can reduce the risk of dental diseases.
Treatments such as tartar are removed during treatment so that fewer bacteria can settle there. Teeth cleaning is especially recommended for people with an increased risk of tooth decay or periodontists, the elderly and children with braces.
Discounted dentures There is a statutory minimum care for dentures, which all Cheapest health insurance Abu dhabi companies have to take over. In addition, some health insurance companies contribute to the cost of dentures up to a specified amount. The health insurers often work with certain doctors or dental laboratories.
If the insured person receives treatment there or if he receives his dentures from the selected laboratory, he will receive the benefit at a lower price.Many health insurance companies require regular check-ups at the dentist for this grant.
Additional checkupsMany preventive medical check-ups, which are covered by all Cheapest health insurance Abu dhabi companies as a statutory service, can only be taken after a certain age.
Some health insurance companies offer this service to younger members or pay for additional check-ups. These include skin cancer screening, a colonoscopy or special examinations for breast cancer screening.
Bonus programsMany health insurers reward their members with an active and healthy lifestyle through bonus programs. To do this, for example, you have to take part in health courses or take certain preventive examinations. Those who can prove certain activities receive bonus points from their health insurance. These points can then be exchanged for a reward.
The health insurance companies pay money or issue bonuses or vouchers for special services.
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I already have a pre-existing condition. Can I switch anyway?
Yes, you can also change your health insurance if you have previous illness.
Statutory health insurance is a solidarity insurance. The health status of an insured person is therefore irrelevant. If you are subject to compulsory insurance or can voluntarily take out statutory insurance, you must accept the health insurance. You have the choice between all health insurance companies that are open to insured persons in your state.
How does the GKV family insurance work?
If you have statutory health insurance, you can insure your children or your spouse or partner free of charge under certain conditions.
Above all, the partner or children must not be self-employed full-time and have no income of more than 415 AED per month or for a mini-job of more than 450 AED (as of 2016).
If one parent is privately insured
If a parent has private health insurance, it depends on their income whether family insurance is possible for a child. If he earns more than the legally insured partner and his income is above the compulsory insurance limit, the child cannot be insured free of charge.
How do the individual statutory health insurance companies differ?
Health insurance companies mainly differ in their additional contributions, voluntary benefits, bonus programs, and optional tariffs.
Each company sets its additional contribution based on its financial situation, and as an employee, you must pay this amount yourself without any employer support. Around 5% of services also vary between providers. Some companies offer extra benefits like covering costs for homeopathy, osteopathy, or additional preventive check-ups.
Many health insurance providers reward healthy habits through bonus programs that offer cash or non-cash rewards. They also provide optional tariffs, such as annual deductibles or reimbursement of contributions.
Job loss insurance in the UAE, also called involuntary unemployment insurance, helps cover your financial obligations if you lose your job through no fault of your own. It provides a financial benefit to support you during unemployment.
Comparison of statutory health insurance
Use InsuranceHub.ae’s free and non-binding health insurance comparison. With our comparison calculator you can quickly and easily find the best health insurance for you and save up to 420 AED a year. At a glance, you can compare which important additional services the individual health insurance companies offer. Our calculator also shows you how much you save compared to your current health insurance.
Our comparison of statutory health insurance takes into account numerous health insurers that are open throughout UAE or in individual federal states.
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