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Dependent Health Insurance in Abu Dhabi

Get Reliable Health Insurance for Dependants in the Emirates of Abu Dhabi with Insurancehub.ae.


In Abu Dhabi, companies must provide health insurance for employees and their dependents—except for the fourth child, whose coverage is the employee’s responsibility. Finding the right plan for your family, including newborns, parents, or even a maid, can be tricky. At insurancehub.ae, we simplify the process by comparing top policies to help you choose the cheapest health insurance in Abu Dhabi. Our experts are here to guide you every step of the way


Health Insurance in UAE
Health Insurance in UAE

Abu Dhabi DOH Basic Plan (formerly Thiqa/Abu Dhabi Basic)

While Dubai and Abu Dhabi share many rules, Abu Dhabi’s Department of Health (DOH) enforces its own Basic Plan. Key points for sponsors in the capital:

  • Annual limit: AED 250,000 (Dubai: AED 150,000)
  • Co-pay: 10% on out-patient services; 20% on medicines (capped)
  • Maternity cover: Up to AED 12,000 for normal delivery
  • Premiums: From AED 950 for adults; AED 600 for children
  • Dependents: spouse, up to three children <18, and domestic workers. Parents can be added but may face higher premiums (often AED 5,500+ if 60+).

How to Choose the Most Beneficial Health Insurance in Abu Dhabi for Dependents?

Finding the most advantageous health insurance in Dubai plan can be a challenging task for people in Abu Dhabi. Moreover, the insurance policies available across the United Arab Emirates work entirely differently from one emirate to another. Whether you plan to apply for fresh insurance by yourself or wish that your employer accomplishes the task, there are a lot of factors that can help you find the right health insurance in Abu Dhabi.

Abu Dhabi generally provides mandatory health insurance plans for its employees and dependents.

Most insurance plans for health in Abu Dhabi only cover the dependents until the third child. The responsibility of the fourth child, if any, lies solely with the insured individual. The employee must take care of any subsequent children or other dependents like parents and household.

Such challenges require expert assistance from Insurancehub.ae in Abu Dhabi. Insurancehub.ae is a leading digital platform that helps you save more time and money by finding the right health insurance companies for dependents.

Different Types of Health Insurance

Health insurance is a must-have if you are residing in Dubai as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in Dubai:

01

Group Medical Insurance for employees

Individual Health Insurance

It’s a kind of health insurance that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

Group Medical Insurance for employees

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

Group Medical Insurance for employees

Group Health Insurance

This is a kind of Health Insurance that is generally provided by an organization for its employees.

04

Group Medical Insurance for employees

Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under general health insurance

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

About Insurancehub.ae

Insurancehub.ae is a leading comparison platform for insurance plans in the United Arab Emirates dedicated to serving its citizens with all the right information required for insurance. From being the helpdesk to helping citizens find the most appropriate insurance (car, health, and home), Insurancehub.ae brings the top investment plans in the UAE.

The experts at Insurancehub.ae provide holistic information that matches and cheapest Health insurance Abu Dhabi. Insurancehub.ae provides an uncomplicated, time-saving, secure, and hassle-free online solution with the help of a fully integrated system. Insurancehub.ae is an insurance comparison website in UAE. We are dedicated to serving you with all the information that you need regarding insurance.

Why pick Abu Dhabi plans via Insurancehub?

Learn more at dependent health insurance in Abu Dhabi

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