Post-Accident Motor Insurance Claim: How to Go About the Process?
Car owners should always buy a comprehensive car insurance policy from a reputed insurance company.
No matter how diligently you care for your vehicle, your motor insurance damage claim helps you handle unforeseen situations like vehicle damages due to accidents, natural calamities, etc.
At Insurancehub.ae, we ensure you find the best policy for your car, and our professionals are always ready to help you through the claim process. When it comes to claiming motor insurance, here is a process that you should follow.
How to Claim Motor Insurance Accident-The Process
Follow the steps below to file a car insurance claim after an accident.
- Step 1: Inform the Insurer:
Once the accident occurs, do not waste time and inform your insurer as soon as possible. Some insurance companies accept claims only when you report the incident within a timeframe.
To understand the offer documents and the policy offerings in detail, our professionals at Insurancehub.ae can help you.
- Step 2: File an FIR:
Immediately after informing your insurer, file an FIR about the accident at a nearby Police Station. The police officers will visit the accident site and collect all necessary information about the incident.
- Step 3: Collect Evidence:
When the accident occurs, you will most likely feel stressed. However, amass your energy, reorient your thoughts, and take pictures and videos of the vehicle, its surroundings, etc.
In the future, these could become valuable pieces of evidence to substantiate your case and earn you the motor vehicle insurance claim you deserve.
- Step 4: Gather and Submit Documents:
The insurance claim process involves several documents. If you are not well after the accident, we can help you settle the claims. Our insurancehub experts know the precise requirements for motor insurance claims and can help you prepare all documents accordingly.
- Step 5: Get Your Car Surveyed:
After filing the claim form, ask your insurer to send a surveyor. The surveyor will inspect the damaged car carefully to assess the amount of compensation you deserve. Therefore, this step remains critical for determining the final settlement amount.
- Step 6: Repair Your Car:
Once the surveyor informs you about the assessment and the amount you are entitled to, get your car repaired.
You can pay from your pocket and get the amount reimbursed. Alternatively, you can choose an insurance company's network garage so the insurer can settle the bills directly.
Why Choose InsuranceHub.ae?
Several insurance companies offer motor insurance policies with varying coverage. Here are a few reasons to consider Insurancehub.ae when buying car insurance products.
- We offer a list of top car insurance companies to choose from.
- Our professionals can help you throughout the process, from buying a policy to claiming settlements when needed.
- Our portal offers a price comparison facility
So, what are you waiting for? Contact us today to buy a comprehensive insurance policy for your car to make the insurance motor claims process hassle-free.