Did you know that an average salary of a working professional in the United Arab Emirates typically comes under the Range of AED 4,370 to 19,600 AED per month.
Yes! That is exactly what an average salaried person’s salary credit looks like.
Out of that 71% of their monthly income goes straight to their essential needs i.e Accommodation, Groceries, and other essential bills ( excluding Healthcare bills)
That’s crazy that means a normal person could hardly save around 10% to 15% of their salary without having any health checkups.
But that’s nearly impossible to have, coz in a normal life span at least encounters a form of the disease for which he/she has to opt for a health checkup.
insurancehub.ae is an insurance comparison website in UAE. We are dedicated to serving you with all the information that you need regarding insurance.
You can compare various insurance plans and policies and choose the best for you, based on your requirements and preferences. We provide you with the information, expertise, and know how and give you completely unbiased opinions and suggestions. The final decision always remains with you.
Insurancehub also provides medical insurance companies in Dubai,
car loan Dubai, Motor insurance Dubai, methaq insurance, tasjeel sharjah
Health insurance in Dubai
Cheapest Health insurance in Abu dhabi
And if you add any sort of healthcare-related expenses this would increase their overall expense by 25% up.
And in times like this where there is chaos and stress everywhere, with several cases increasing day by day, and the spread of the virus is still not in full control.
There are high chances that you would have to face the hospital’s doors due to the spread of the Covid19 virus or any other disease or injury.
So by any chance, if you had to face that situation what would probably your cost look like of we have to take an average and calculate the estimate.
Here we go…
The general Cost Breakdown of Hospital bills In Dubai
Doctor’s Consultation Cost |
AED 250-400/Visit |
Medicine cost ( General case ) |
AED 50 -100 |
Per Day Hospital Stay Cost |
AED1,000 |
Food Cost |
AED 164 |
So Your hospital bill will straight away blow your current financial situation leading to heavy loss and maybe you would have to take some loans which can act as a huge burden for you.
And this cost breakdown was the tip of an iceberg but it can easily demonstrate what the worst condition it would be for someone who could barely find money to save for any such unplanned expenses.
To be very frank if I would have been in such a situation this would have been a nightmare for me.
So what exactly is the solution to this kind of unavoidable problem which needs serious attention and if that’s there is it affordable and helpful enough.
A simple answer to solve this problem is having Health Insurance.
Now what’s that and is it worth it and how can we use it?
If you haven’t yet heard about Health Insurance then this is what exactly it is
According to the Budget Health Insurance Association of America, health insurance is defined as “coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment”
Now that you had some clarity about health insurance, let’s now discuss its major benefits and how it can help you if you find yourself in unwanted Emergency Medical conditions.
1. Treatment first Payment next: If you had ever watched any typical Asian movie where a poor patient reaches the hospital but instead of helping the hospital asks him to pay the first set of medical charges after which the hospital takes any action.
And after seeing this you feel like this would be the last thing you want to face in your life.
Then Health insurance in abu dhabi helps you to keep you far away from that kind of situation.
If you have any sort of health insurance you get a privilege to get served first in the hospital without the hospital asking you any question regarding the basic hospital bill.
2. Covers your Medical expenses: If you have health insurance you can take a deep breath and relax as now your all medical expenses that are covered under that particular insurance will be settled between the Insurance provider and the Hospital.
3. Coverage against critical illness: If you have any critical illness that could majorly affect your health, your life, and which is covered in your insurance will be taken care of. It includes all the expenses like medicines, consultation charges, hospital stay charges, food charges, etc.
If you are the only earning person in your family and all your family depends on you then. Some insurance providers also cover the daily cost of your family expenses until you’re able to return to work.
4. Pre and Post Hospitalization Expenses: Some of the Insurance providers also include pre and post Hospitalization support that enables you to get your expenses of Pre hospitalization and Post hospitalization get covered for some days after the policyholder is hospitalized.
5.Transportation expenses: In any medical emergency cases after medicines and treatment transportation is something that if included can be a boon to the insurance holder
There can be even more benefits and extra offerings from different service providers which one needs to know to choose the best policy.
But choosing from 1000’s different policies from different reputed providers is also a challenge on its own.
You might think that you would have selected the best policy from the pool of policies out there but that rarely happens. And having a personal consultant is adding another cost to the basket.
This is where the Insurance hub comes into the picture and makes your Health insurance buying journey easy, effective, and affordable for you.
Insurance hub challenges the traditional way of getting insurance and fills the gap in the current so-called compare and buy insurance method where most of the Employee health Insurance abu dhabi buyers get caught in the process of finding the best solution for themselves.
78.8% of our customers got a better understanding of their policy after they spoke to our in-house expert advisors who help you find the best suitable tourist health insurance according to your needs and goals.
insurancehub is also provide Unemployment insurance UAE,
to know more visit insurancehub
Sources of information that can be used for Link Building
Avg salary in UAE: https://www.expatica.com/ae/working/employment-law/average-wages-and-salaries-in-the-united-arab-emirates-71497/
Avg hospital expenses in UAE:
https://www.arabianbusiness.com/revealed-doctor-fees-up-6-times-higher-in-uae-535518.html