Accidents may happen to anyone at any time. When they do, you might wonder whether the insurance covers a rental car while the vehicle is repaired. The answer depends on the selected plan. And here’s what you need to know about rental car coverage after an accident in Dubai.

Does Your Insurance Cover a Rental Car After an Accident?

The insurance may only cover a rental car after an accident when your policy includes rental car reimbursement or a similar add-on. This coverage helps pay for a temporary car while your vehicle is in the workshop.

Rental Car Reimbursement – Everything You Must Know

Rental car reimbursement is one of the available options you can make to your insurance policy. It eliminates the need for choosing a car rental option when your car needs repair due to an accident. Otherwise, you may need to pay for the rental yourself.

When your car is scratched or completely wrecked in an accident and insured, then the insurance firm will look into it. If you have rental car coverage, the insurer provides a rental car for a certain period or amount of money. The provider may compensate for the cost or offer it through a rental company.

One quick note – Rental car coverage usually lasts until your car is repaired or declared a total loss. However, policies often limit the days you can use the rental car. Be sure to check your policy for specific details.

When Is Rental Car Coverage Valuable?

You may need to find out why rental car coverage might be valuable. Rental car coverage can be beneficial in various cases. The following points help you understand them briefly:

    • When your car is sent to the repair center after the accident
    • When you require a vehicle to continue daily tasks
    • When you need to avoid paying expensive rental expenses

What If the Accident Wasn’t Your Fault?

If the accident was another driver’s fault, their insurance can help you with your rental car costs under their policy. However, this process could take time, and having your rental car coverage ensures that you won’t have to wait.

How Do You Add Rental Car Coverage to Your Policy?

It can be taken before buying an auto insurance policy or renewal as additional coverage. It’s an inexpensive option that gives security in case your car is unavailable after the accident.
Here are the questions to ask before adding coverage:

    • How much will the add-on cost?
    • What will be the total or daily limits for the rental reimbursement?
    • Are there any restrictions on the rental car type selected by the customer?

So, now you have learned the basic things about what a car insurance plan may cover. It is time to consult the right financial advisor for the best insurance plan. InsuranceHub.ae makes the process of finding the right coverage simple. Whether you need rental car reimbursement or other policy features, our experts guide you to a plan that fits your needs. Visit the experts today to buy a plan confidently.