Expats and their dependents who don't have medical insurance in Dubai may face fines, visa renewal
roadblocks, and high medical costs. Every resident in Dubai needs to buy medical insurance to stay
protected from legal liabilities. Moreover, every Dubai resident should comply with Health Insurance Law
No. 11.
Medical insurance ensures everyone can access high-quality healthcare services and financial protection
against unforeseen healthcare expenses. With an all-inclusive health insurance policy, you can comply with
the law and maintain a valid residency status. Here are some consequences of not having medical
insurance in Dubai.
The Penalties for Non-Compliance of Medical Insurance Laws
The last thing you want is to face the wrath of the Dubai health authorities. Listed are the consequences of
not complying with Dubai’s mandatory health insurance requirements.
Fines
Failing to buy health insurance in the UAE can result in substantial fines. However, the acceptable amount
will depend on the Emirate’s specific regulations. In Dubai, the non-compliant residents have to shell out
exorbitant penalties.
Issues with Visa
If you are an expat in Dubai, you must comply with the mandatory health insurance requirements. Failure
to do so can lead to visa-related issues. For instance, you will face delays in visa issuance, denial of visa
renewal, etc. In severe circumstances, the authorities can cancel your visa, resulting in deportation to your
country.
Restricted Access to Specialized Healthcare Services
Without valid health insurance, you will face issues accessing quality healthcare services. In the UAE,
residents can access high-quality and advanced medical services. However, medical treatment costs are at
the higher end of the spectrum.
With a good medical insurance policy, you can stay protected from the surging cost of medical treatment.
Furthermore, in Dubai, healthcare providers might require proof of insurance before starting treatment,
which can lead to unnecessary delays in medical emergencies.
The Legal Consequences
Failing to comply with the mandatory health insurance requirements can lead to severe legal
repercussions. For instance, in Dubai, without a medical insurance plan, you can be sued by the healthcare
providers for unpaid medical bills. On the other hand, there are chances of you being held liable for your
dependents' medical expenses.
The Mental Toll
Besides the financial problems, if you don’t have health insurance, it can affect your mental peace. If you
suddenly fall ill and you don’t have medical insurance, things can spiral out of control soon. So, not having
a medical insurance policy is bad for your mental health.
These are some consequences of not having a medical insurance policy in Dubai. If you plan to buy the best
medical insurance in the UAE, don’t look beyond InsuranceHub. It is one of the best insurance comparison
portals for comparing and getting quotes on numerous medical insurance plans. Visit InsuranceHub today
and buy the best medical insurance in Dubai.
