Car accidents have increased significantly in crowded cities like Dubai in recent times. Reckless driving usually leads to horrific accidents. If your vehicle sustains damages during an accident, you should not delay contacting the local police.
Taking this sensible move within 24 hours of the collision can help you secure the police report. According to the stringent UAE laws, filing an insurance claim for car damages is possible with a valid accident report.
Steps to Claim Post-Accident Car Insurance in Dubai
Claiming insurance for a four-wheeler in the United Arab Emirates after an accident is often time-intensive and complicated. Here are the crucial steps you must take to get the claimed insurance to cover damages to your vehicle.
- Report the Accident to the Police
You must inform the police regarding the car accident without any delay. The police will provide a report relevant to the collision after visiting the spot and gathering evidence. You need to submit the police report when filing the car insurance claim.
- Check Your Insurance Policy
Ensure you check your car insurance policy before filing your claim after obtaining the accident report. You will have a clear idea about what all the policy includes and excludes. Your car insurance can cover damage repair expenses depending on your selected policy.
- Inform the Insurance Provider
Contact your insurance company sooner rather than later to inform them of your car’s damages in an accident. Sharing detailed information pertinent to the accident with the insurance provider is essential. Moreover, you need to submit several other required documents besides the police report.
- Car Damage Assessment
Post-filing your car insurance claim, the insurer will thoroughly assess the damages to your four-wheeler. This move is essential from the insurance provider‘s point of view before approving the claim. Paying the deductible amount is a must if it is in your insurance policy’s documents.
- Approval of Car Insurance Claim
A reputed car insurance company in Dubai approves a claim after assessment and deductible payment. You can then take your car to a garage to repair damages and use the insured amount to pay for expenses.
Adhere to the steps above to claim car insurance after an accident in Dubai. The insurance claiming process will be hassle-free if you follow these vital steps. Make sure you buy car insurance online from Insurance Hub. This renowned insurance provider in the UAE is sought-after because it saves clients time, money, and effort.
