As a policyholder, making a claim is essential to the insurance plan. It allows you to get financial support
during health emergencies. Through the claim process, you can get cashless treatment in some of the most
reputed hospitals across the UAE. Moreover, you will have timely access to necessary medical treatments
without any financial burden.

However, there are numerous things that you should do when verifying the status of your claim. For
instance, only raising a claim or filling out the form won’t help. If your health insurance status isn’t verified,
you cannot get the claim. Whether you are a resident of the UAE or a newcomer, here are some effective
ways to verify the status of your health insurance claim.

The Significance of Verifying the Claims 

Nobody wants the hassle of chasing after insurance claims. However, failing to verify the status of your
claims can lead to unnecessary stress and financial burdens. You can avoid misunderstandings, delays, and
denied claims by staying on top of the process.

Step 1 – Gather Your Documents 

Before starting the verification process, it is crucial to have all the necessary documents at hand. This
includes your insurance plan details, claim forms, medical reports, and relevant receipts. Having these
documents accessible will streamline the verification process and prevent any unnecessary issues with
your insurer.

Step 2 – Contact with Your Insurer 

The primary step in verifying the status of your claim is to contact the insurance provider. Most insurance
companies in the UAE offer numerous communication channels, such as customer service support, email,
or online portals. You must choose the best method for you and have your policy details handy.

Step 3 – Comprehend the Claims Process 

It is useful to have a basic understanding of how claims are processed in the UAE to better understand the
claims verification process. The process usually involves numerous stages.

  • Submission of the claim
  • Initial review
  • Processing
  • Payment

Learning where your claim stands in this process can help you better understand the timeline and avoid
potential delays.

Step 4 – Follow Up and Escalate When Necessary 

If you have followed all these steps and are still unsatisfied, don’t hesitate to follow up with your insurer
persistently. The insurance agencies deal with a high volume of claims, and your claim may slip through. If
your follow-up attempts fail to yield any result, consider escalating the matter to the higher authorities.
Following the steps outlined in the guide, you can ensure your claims are processed without delays. To
experience a hassle-free claims process, you can buy insurance from InsuranceHub. The portal will also
allow you to purchase insurance policies at an affordable rate.