What 20000+ Happy customers love about InsuranceHub.ae so much

Cigna Insurance at a Glance


For more than 230 years, Cigna Insurance has focused on a single mission: helping people improve their health, well-being, and peace of mind. Today, this Fortune 500 global insurer serves over 180 million customers across 30+ countries, including thousands of residents and businesses in Dubai, Abu Dhabi, and the Northern Emirates.


In the UAE, Cigna Insurance offers modular medical, life, and accident policies designed for individuals, SMEs, and large corporates—backed by robust provider networks such as Cigna Neuron and NextCare.


Why UAE Residents Choose Cigna First


Core Plan Families

Below is a simplified comparison of Cigna’s most popular individual and family tiers, often requested by UAE consumers via InsuranceHub. Figures are indicative; final premiums depend on age, underwriting, and selected benefits.

Plan Name Geographic Cover Annual Benefit Limit (AED) Key Highlights Starting Price* (AED/Year)
SmartCare – Bronze UAE & GCC 250,000 DHA-compliant EBP upgrade, 20% coinsurance, limited dental, maternity optional 3,450
SmartCare – Silver Worldwide excluding USA 1 million Lower outpatient copays (10%), maternity up to 10k, vision discount 5,950
HealthGuard – Gold Worldwide excluding USA 3 million Private room, zero inpatient copay, dental & optical, wellness tests 9,800
HealthGuard – Platinum Worldwide including USA Unlimited VIP concierge, elective treatment overseas, newborn automatic cover 18,900

*Premiums based on a 30-year-old non-smoker living in Dubai with no pre-existing conditions (quotation window: July 2025). Request a personalized Cigna health insurance quote via InsuranceHub.

Super Easy 3 step process to get your Cigna insurance

Fill out the form Complete the basic form that hardly takes 3 mins of your time.

Get Recommendation After submitting the form we will connect you to one of our Insurance advisors that would recommend you the Most affordable Insurance plan according to your needs.

Our In House experts do that task for you and it hardly takes a couple of minutes ( Depending on your needs ) for them to advise you on the best insurance that fits your needs

Compare and Buy This is the final and most easy step. Choose from the list of recommended products( Our Advisors will also help you out ) and Buy directly.

Flagship Products in the UAE Market


  • Cigna SmartCare: Affordable regional cover from AED 995/year — ideal for young professionals seeking value and DHA-compliant protection.

  • Cigna HealthGuard: A mid-tier international plan with worldwide emergency and elective treatment cover.

  • Cigna GlobalCare: Premium expat plan with USA treatment, medical evacuation, and VIP concierge benefits.

  • Group Life & Accident: Lump-sum corporate benefits up to USD 2 million for employee well-being and security.

Underwriting & Claims Experience


  • Digital onboarding: E-signature and video KYC reduce paperwork time by up to 60%.

  • Fast pre-approvals: Elective procedure turnaround within 4 hours.

  • AI-driven claims: Mobile app for receipt scanning and status tracking; average reimbursement in five working days.

Typical Add-ons Valued by UAE Clients


  • International emergency evacuation & repatriation – ideal for frequent travellers.

  • Critical-illness lump-sum rider – up to AED 1 million coverage.

  • Enhanced maternity – fertility consultations, prenatal classes, and newborn protection.

  • Dental & orthodontics – up to AED 7,500 per year.

Need a quick estimate? Use the three-step quote tool on InsuranceHub.ae or call our licensed advisors at 800-HUB (482).

Protect Your Health with Cigna via InsuranceHub.ae


Even before the pandemic, families in the UAE trusted Cigna health insurance for dependable global health protection. Today, InsuranceHub.ae makes it easier than ever to compare and buy Cigna’s most comprehensive plans—all in one place.

Why Choose Cigna Through InsuranceHub.ae


  • Exclusive Discounts: Save up to 12% on your first-year premium.

  • Annual Plan Review: Free plan audit at renewal to ensure benefits stay competitive.

  • Dedicated Support: Relationship manager for groups of 10+ employees.

  • Seamless Switching: Move from another insurer easily while maintaining continuous cover.

Why Trust InsuranceHub.ae


InsuranceHub.ae is the UAE’s leading online platform for comparing and purchasing insurance policies. From individual health plans to corporate benefits, we provide transparent comparisons, expert guidance, and full claims support.


Our process is simple - upload your details, receive instant side-by-side quotes, and get insured within hours. Whether you need affordable personal protection or robust corporate health cover, we help you find the best Cigna plan to fit your needs.


Key Takeaway

Cigna Insurance combines global reach with local expertise, offering UAE residents unmatched access to healthcare and wellness benefits. Whether you’re an expat family, young professional, or growing business, InsuranceHub.ae helps you unlock Cigna’s strengths at the best possible price.

FAQs About Cigna Insurance

Is Cigna Insurance available in the UAE?

Yes, Cigna Insurance operates in the UAE, offering comprehensive health insurance plans for individuals, families, and corporates with worldwide medical coverage and 24/7 support.

How do I buy Cigna Insurance in Dubai?

You can purchase Cigna Insurance in Dubai through licensed brokers like InsuranceHub.ae, which helps compare plans, get quotes, and manage the application process online or offline.

Is Cigna Insurance accepted internationally?

Yes, most Cigna health insurance plans include international coverage, allowing policyholders to access healthcare services across a global network of hospitals and clinics.

How do I claim medical expenses with Cigna Insurance?

To claim medical expenses, submit receipts and medical reports through the Cigna mobile app or online portal. Reimbursements are usually processed within a few working days.

What are the benefits of choosing Cigna Insurance in Dubai?

Cigna Insurance offers global coverage, DHA-compliant plans, telemedicine access, mental health support, and easy claims - ideal for expats and UAE residents seeking reliable healthcare.

Still not able to decide whether Insurancehub would be a good fit for you or not.