Our fast-changing lifestyle and skyrocketing medical costs demonstrate how crucial it is
to have health insurance nowadays. That is why every resident in the UAE must have
medical insurance to cover their healthcare expenses. According to the recent mandate,
all employers must provide minimum insurance coverage to all employees. Buying group
health insurance in Fujairah is an effective and affordable way to ensure improved
medical care facilities for your employees.
Do you think buying insurance is a time-consuming and daunting task? Think again—at
InsuranceHub, we make it easy to buy the best group health insurance online. It takes
three simple steps to compare, find, and buy a plan suitable for your company and
employees.
Key Features of Group Health Insurance in Fujairah
When shopping for group
medical insurance plans for your employees, you might need clarification when
choosing various options from different insurers. Luckily, our expert insurance advisors
will guide you in buying the right one based on the following key features.
Pre and post-hospitalization coverage:
Most group health insurance plans in Fujairah provide extensive coverage for healthcare
expenses before and after hospitalization.
Additional health benefits:
Most plans allow flexibility to include additional benefits, such as dental or vision
care, mental wellness, regular health checkups, etc., required to promote ongoing
employee well-being.
No medical examination:
Fujairah corporate group health insurance does not require prior medical screening of the
employees for enrolment.
Ancillary medical expenses:
Employer-sponsored medical insurance for employees mainly covers additional healthcare
costs such as ambulance expenses, etc.
Cost-effective insurance coverage:
Group health insurance plans are often more affordable because the risk is spread across
many employees.
CCashless claims:
Insured employees and their dependent family members can receive medical care at any
network hospital without paying out of their pockets.
Group Insurance for Health in Fujairah: Inclusions & Exclusions
InsuranceHub is a leading group health insurance comparison website in the UAE that helps
you find the most suitable plan with comprehensive coverage, additional benefits, and
affordable premiums. Let’s understand the typical inclusions and exclusions of the
health insurance policies we recommend.
What is Covered?
In-patient hospitalization expenses, including room charges, intensive care unit
charges, nursing fees, doctor’s visits, etc.
Pre and post-hospitalization costs, such as laboratory tests and other diagnostic
procedures, medications, and follow-up treatments.
Coverage for pre-existing conditions like hypertension, diabetes, etc., that the insured
had before enrolling for the policy.
Additional coverage for optical and dental care.
Expenses related to daycare procedures that do not require overnight hospitalization,
including treatments like stone removal, hemodialysis, cataracts, chemotherapy, etc.
What is Excluded?
Medical expenses related to self-harm or injury, such as suicide, drug abuse,
alcoholism, etc.
Cosmetic or plastic surgery costs unless required as a part of treatment for accident or
prescribed as a reconstructive procedure.
Cost of unproven treatments, medications, or supplements that are experimental and not
recognized widely.
Injuries arising from illegal activities or criminal acts.
Non-medical expenses such as accommodation, transportation, etc., during
hospitalization.
Benefits of Buying Group Health Insurance in Fujairah
The best group health insurance in Fujairah offers a wide range of benefits for your
company and your employees and ensures compliance with the UAE’s mandate.
Most group health insurance plans provide coverage to dependent family members of the
employees.
We provide tailored insurance plans via a simple and hassle-free process without the
need for any complex paperwork or medical screening.
Group plans are cheaper than individual health insurance policies because your (the
insurer) risk is spread across a large group of employees, thus reducing the overall
Cost when you buy insurance on an individual basis.
Coverage for pre-existing diseases and critical illnesses from Day 1.
Group medical insurance can help boost your employees’ morale and satisfaction with the
company, reducing the overall turnover rate.
At InsuranceHub, we help you find Fujairah's top health insurance group with affordable
premiums, seamless claims processing, and round-the-clock support.
Eligibility Requirements for Group Health Insurance
Group health insurance companies in Fujairah have specific eligibility requirements for
employers, employees, and their dependent family members.
Employers:
The employer’s business or organization must be a legal entity, lawfully registered with
the governing authorities in the UAE. The insurance company will also state the minimum
number of employees you should have to enroll for group health insurance coverage.
Employees: /li>
The employee must be a lawful permanent resident of the UAE insurance or have
a valid visa to work there. He/she must be engaged in full-time work and on your
company’s payroll, registered with the Ministry of Labor.
Dependents:
The group health insurance covers only legal dependent family members, and the employee
must sponsor them.
Why Choose InsuranceHub?
We are the most trusted insurance comparison website, allowing you to compare and buy
group health insurance in Fujairah online.
A network of 100+ top-notch insurance providers in the country.
A simple 3-step process to compare, find, and shop health insurance plans – saving you
time and effort.
Tailored health insurance policies that can help you save up to 40% of your premium
costs.
Get complete assistance for insurance disbursal and claims processing.
Highly qualified and dedicated insurance advisors who can walk you through the process.
Lightning-fast insurance disbursal and hassle-free claims processing.
Buy Fujairah’s cheapest health insurance group online.
Want to buy the best and most affordable group health insurance in Fujairah? Request a
price quote today!
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