The United Arab Emirates requires all employers and visa sponsors to provide minimum health insurance coverage to their employees and sponsored persons. It is also highly effective in boosting employee morale and reducing turnover. However, spending hours in agent appointments and going through various insurance plans may be a daunting experience for business owners like you. That's why InsuranceHub helps you find employer group health insurance in Ras Al Khaimah. Your employees will love your pockets, too!!
A simple and hassle-free process of buying cheap group health insurance plans online
Coverage for dependent family members
High employee satisfaction and retention
Affordable premiums that fit your company's budget
InsuranceHub: The #1 Destination to Buy Best Group Health Insurance in Ras Al Khaimah
Attracting and retaining the best talent pool is one of the biggest challenges for any company. Employees always look for that extra touch to keep them engaged and loyal to your company. And what can be better than a group health insurance plan!! Employer-sponsored medical insurance isn't just mandatory in the UAE but is also a good gesture towards showcasing that you care for your employees.
That's why we are here to help you find the top company employee health insurance in Ras Al Khaimah that will give your employees complete peace of mind. Whether you are a small-and-medium-sized enterprise or a large company, our expert advisors are here to find a tailored solution that fits your employees' healthcare needs.
Seamlessly compare group health insurance in Dubai plans from over 100+ network providers. We help you find the best deal based on quick disbursal, competitive premiums, and easy claims processing. With us, you can focus on your business's overall growth while we ensure you get a security blanket that protects you and your employees during medical emergencies.
Get Comprehensive Coverage for Business Group Health Insurance in Ras Al Khaimah
Before buying business group health insurance in Ras Al Khaimah, you should thoroughly consider its inclusions and exclusions. At InsuranceHub, we provide expert guidance to help you choose the most suitable plan based on coverage, additional benefits, exclusions, and cost.
Here is an idea of what your group medical insurance plan will typically include:
In-Patient Health Care Coverage
This includes most, if not all, expenses incurred in case an employee or their eligible dependents are hospitalized for any medical situation. The coverage benefits typically include:
- Daily hospitalization charges
- Emergency accident coverage
- Expenses incurred in laboratory tests and other diagnostic procedures
- Doctor's visits, including anesthetists, etc.
- Surgical expenses
- Ambulance costs
- Intensive care unit charges
- Maternity services
Out-Patient Health Care Coverage
Even if an individual is not hospitalized, Ras al Khaima's leading group health insurance may cover the following medical situations:
- Doctor's visits, including healthcare consultants, specialists, or general practitioners
- Clinical examination charges
- Cost of investigative procedures
- Vaccinations
- Day-care services or minor surgeries
- Maternity services
- Prescribed medicines, therapies, and follow-up treatments
Pre-existing Conditions and Critical Illnesses
Many group health insurance plans may not cover pre-existing conditions like diabetes, hypertension, etc. They may also not include coverage for critical illnesses such as cancer. However, employers can include the above medical conditions in their plans to provide extensive coverage.
Additional Benefits
Ras Al Khaimah's best group health insurance plans also allow you to include additional benefits or extend your coverage for dental/vision care, regular health checkups, psychiatric treatments, physiotherapy sessions, or alternative/complementary treatment.
What is Not Covered in Group Medical Insurance Plans?
When you buy group health insurance for your employees, keeping the 'exclusions' in mind is crucial. There are certain things that most plans do not cover. These include:
- Costs related to diagnostic and evaluation purposes that are not incidental or related to the present diagnosis or treatment.
- Claims on pre-existing conditions and specific diseases that are made during the policy's waiting period.
- Costs related to bedrest and respite care for individuals who are terminally ill.
- Certain treatments or surgeries such as gender change, obesity control, cosmetic or plastic surgery, infertility, etc.
- Medical expenses occurring from self-injury, such as suicide, drug addiction, alcoholism, adventure sports, etc.
How to Buy Group Health Insurance Online?
At InsuranceHub, we follow a super easy 3-step process to help you buy corporate group health insurance in Ras al Khaima
Fill out our simple online form that takes just a few minutes to complete.
Get recommendations from our insurance advisors, who will provide tailored plans that suit your needs and budget.
Quickly compare the plans and price quotes from different insurers and buy directly.
Why Choose InsuranceHub?
We are the most trusted group health insurance comparison website in the UAE…and for good reasons.
- Make quick comparisons between different health insurance plans on a single platform – it's a super time-saver.
- Nearly 100+
insurance providers to choose from.
- Highly qualified and dedicated insurance advisors who can walk you through the process.
- Lightning-fast insurance disbursal and hassle-free claims processing.
- We take care of all the complex paperwork and claims while you can focus on your business.
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