Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.
As a business owner, your employees—whether warehouse staff, field engineers, or top executives—are your most valuable asset. Yet accidents do not discriminate, and an unexpected event can impact anyone. A Group Personal Accident Insurance Scheme provides a flexible, cost-effective way to safeguard your team, paying a tax-free lump sum in case of accidental death or disability. This ensures employees’ families remain financially secure while your business upholds its duty of care and goodwill.
At Insurancehub.ae, we make it simple to protect your workforce. With access to top insurance providers, our experts offer tailored options that match your budget and needs, so finding the right plan is guaranteed.
A Group Personal Accident Insurance scheme is designed to help employers protect their employees against accidental disability or death. Unlike standard workplace coverage, this plan extends to accidents that occur beyond office premises and is valid 24/7 worldwide. Employers can add or remove employees during the policy term based on their employment status. It offers comprehensive protection at an affordable cost, making it one of the most effective ways to safeguard your workforce.
This thoughtfully made plan covers all essential aspects. The major group personal accident insurance coverage is listed below:
It offers coverage in the unfortunate event of death caused by sudden, visible, and unexpected means.
It provides coverage for permanent total disablement caused by an accident, which means the insured employee cannot work again.
It also covers permanent partial disablement caused by an accident for which the employee cannot undertake their responsibilities in their current or any other occupation.
This includes the transportation of the bodily remains of the insured employee to their home country in the event of an accidental death.
Your health insurance plan usually covers hospital expenses. This policy offers an added lump sum amount that you can use for repayment or as a means of support in case of any medical or surgical fee requirement.
| Cover Component | Typical Benefit Options |
|---|---|
| Accidental Death | 1–3 × annual salary or a fixed sum (AED 100,000–1 million) |
| Permanent Total Disability | 100 % of the sum insured |
| Partial Permanent Disability | Percentage of sum insured based on loss (e.g., limb, eyesight) |
| Temporary Total Disability | Weekly indemnity up to 104 weeks |
| Medical Expenses | Reimbursement up to AED 25,000–50,000 |
Our advisors benchmark more than a dozen leading insurers on claim settlement ratios and policy wordings. We examine high-risk job categories—construction, logistics, oil & gas—and propose tiered sums insured to control costs. Mid-level staff might receive 1× salary, while executives get 3×, all under one master contract.
Learn more about Group Personal Accident Insurance Scheme options and get instant premium comparisons.
Choosing the best group personal accident insurance plan can seem confusing and expensive. At Insurancehub.ae, we will help you find the best plan that suits your budget and serves your employees with the protection they need. With us, buying a policy is quick, easy, and hassle-free.
Show your employees that you care. Get in touch with us today!

Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.

We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )

Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.
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We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
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