Buy Health Insurance In Mohammed Bin Zayed City

For over a decade, it has been mandatory for all employers to provide their employees and their dependents with health insurance. Whether the employee wants to insure the fourth child or following children, is his choice. You can choose the best health insurance for dependents in Mohammed Bin Zayed City. When it comes to basic plans, you can choose between either the Thiqa which is for Emiratis or the Mohammed Bin Zayed City Basic Plan which is for expatriates.

When it comes to the Mohammed Bin Zayed City Basic Plan, employees are required to pay half of the insurance premium that covers their dependents, which includes the wife and three children while entirely bearing the cost for parents.

Health insurance for dependents in Mohammed Bin Zayed City legally provides a maximum cover of Dhs 25,000 per annum. Employers can choose to provide higher coverage, but they are not obligated to do so. It is important to remember that when you get health insurance for dependents in Mohammed Bin Zayed City, you (the employee) and your family may end up on different plans. This generally happens when you take into consideration the fourth childs coverage.

However, at times certain companies require that the entire family should be insured under the same plan. In this case, the principle of  anti-selection is applied as when you insure only one part of a family, the risk of loss related to the claim is higher when compared to risk being spread across a larger number of people. Make sure to do your research and ask the right sources before you decide to go ahead with health insurance for dependents in Mohammed Bin Zayed City.

In Mohammed Bin Zayed City, it is required of married women to have maternity cover included in their insurance plan. However, if a woman is pregnant before applying for medical insurance, the insurer is likely to charge a drastically higher amount as premium than they would generally do. This premium can range from 5,000-20,000 DHS. The price of having a baby differs from hospital to hospital but the cover for this is generally low. At the end of the day, you might be faced with an emergency that forces your hand, hence forcing you to increase the cover of the pregnancy. 

If the pregnant woman is covered, her new-born will also be covered for thirty days since birth. It is important to check whether the new-born baby is included in the cover or not as all the money may be used towards the process of the birth. You must apply for insurance for the new baby as soon as possible so that once the thirty day period is complete, you need not worry about your baby not being covered from day 31. 

When it comes to insuring parents, the premium for seniors i.e. above the age of 50 can go over 30,000DHS. Many insurers tend to avoid or flat-out refuse to cover pre-existing conditions. There might be a waiting period ranging up to 24 months before they start insuring the pre-existing conditions. In such situations, insurers also tend to charge an exorbitant amount. Referring to different comparison sites, the consensus recommends getting a family plan as it will likely work out cheaper.

If you have household help and want to insure your maid, that needs to be processed by the person who sponsors her, generally the head of the household. Most families go for the basic plan which has minimal payment. Our plans start from as low as 615DHS per year. However, if you choose you can go ahead with better plans or more comprehensive plans according to their age. Our plan offers vital health insurance coverage for your help.

When it comes to choosing an insurance plan, try doing a little extra research and call up the doctors reception. They will let you know which insurers are better for health insurance for dependants in Mohammed Bin Zayed City. You can also use certain websites to compare health insurance for dependants in Mohammed Bin Zayed City. Another tip is that you should try to search for hospitals that you would favour, later on, researching which insurers provide you direct billing so that you dont have to pay out of your pocket and then later claim it back. If possible, look for an international plan as they cover you worldwide and not just in location. When it comes to international plans, the process of claiming money is also simpler and faster. So before you go ahead with any plan, make sure to do your research and compare it to relevant websites.  

At InsuranceHub.ae, we ensure a service of excellence 24X7, 365 days a year. By choosing to partake in this journey with us, you get access to the largest network in the UAE with over 2,000 hospitals, clinics, and pharmacies. So, what are you waiting for? Give us a call today.