Protect Your Family’s Health with Trusted ADNIC Insurance Coverage


Get the care you and your loved ones deserve with ADNIC Health Insurance. Established in 1972, Abu Dhabi National Insurance Company (ADNIC) is a trusted multi-line insurer licensed by the UAE Central Bank. At InsuranceHub.ae, you can explore a wide range of ADNIC health insurance plans, compare quotes, and purchase the perfect coverage effortlessly - ensuring you receive the best support and financial protection when it matters most.


ADNIC Health Insurance


Whether you are an individual, family or SME owner seeking group medical coverage, ADNIC Health Insurance delivers tiered solutions compliant with DHA and HAAD regulations. Below are the headline benefits that resonate most with UAE searchers comparing health insurers this year:


  • Wide treatment network – ADNIC’s GN and GN-1 tiers allow cardholders to access top private hospitals such as Mediclinic City Hospital, Cleveland Clinic Abu Dhabi and American Hospital Dubai without referral.

  • Transparent co-pays – Outpatient consultations for Gold run at 10 percent (capped at AED 50) while Platinum slashes this to zero, controlling out-of-pocket spend.

  • Maternity excellence – Expectant mothers receive prenatal screenings, delivery and newborn cover, with higher sub-limits on upper tiers.

  • International peace of mind – Emergency medical benefits extend worldwide, ideal for UAE expats who travel frequently.

  • Fast renewals and claim reimbursements – Electronic turn-around often under five working days when you submit via Insurancehub’s claim portal.

  • ADNIC Coverage


    Benefit Silver Gold Platinum
    Outpatient co-pay 20% 10% 0%
    Maternity (normal birth) Not covered AED 10,000 AED 25,000
    Dental Optional Optional Included
    Annual limit AED 150,000 AED 500,000 AED 1 million

    Types of ADNIC Health Insurance UAE


    ADNIC offers two main categories of health insurance plans to suit various needs and regions:

    • SHIFA Medical & Health Insurance Plans
    • Essential Benefits Plans (EBP)

    Let's understand the products and benefits of each.

    SHIFA Medical & Health Insurance Plans


    This category provides comprehensive health insurance with top-tier products designed for both local and international coverage, backed by excellent customer service. The key plans under SHIFA include:


    • ADNIC Platinum Health Insurance Plan:
    • A premium plan that delivers unparalleled medical benefits with worldwide coverage for both outpatient and inpatient care. You can also add dental and vision care options

    • ADNIC Gold Health Insurance Plan:
    • Offers extensive global coverage (excluding the USA and Canada) for inpatient and outpatient services. This plan comes with the widest range of options, including routine and major dental care, as well as vision care.

    • ADNIC Silver Health Insurance Plan
    • A cost-effective option offering international coverage (excluding Europe, the USA, and Canada) for inpatient and outpatient treatments. Routine dental care can also be included.

    • ADNIC Bronze Health Insurance Plan:
    • Focused on coverage within the UAE, this individual plan under the ‘Shifa’ range provides substantial medical benefits at an affordable price.

    Essential Benefits Plans (EBP)


    Available in the Northern Emirates and Dubai, the EBP plans cover essential medical needs with a focus on key outpatient and inpatient services, including:

    • Medical treatment
    • Diagnosis
    • Medicines
    • Child vaccination
    • Pregnancy and maternity

    Additionally, EBP includes value-added features like the Global Emergency Services Package, providing support when you travel abroad.


    The ADNIC Network

    ADNIC’s extensive network includes over 3,000 healthcare providers such as clinics, dentists, hospitals, and pharmacies across the UAE and internationally. For a full list of network providers, you can visit ADNIC’s official website or consult with our advisors. Please note that medical services obtained outside the ADNIC network are not eligible for reimbursement


    Why Choose Insurancehub.ae?

    Insurancehub.ae is the leading insurance comparison portal in UAE. Here, you will find the best ADNIC health insurance plans. With us, buying an insurance plan is quick and hassle-free. We guarantee the perfect solution every time, and our team of expert agents offers assistance with everything from comparing to the claims process. Connect with us today to get the best deals!

    Popular Tags

    Cheapest Adnic health insurance | Adnic health insurance| Adnic insurance | Best Adnic health insurance

    FAQs About ADNIC Health Insurance

    What types of health insurance plans does ADNIC offer?
    ADNIC offers a variety of health insurance plans, including SHIFA Medical & Health Insurance Plans (Platinum, Gold, Silver, Bronze) and Essential Benefits Plans (EBP) available in different Emirates.
    Does ADNIC health insurance cover international medical treatments?
    Yes, certain ADNIC plans like Platinum and Gold provide international coverage, excluding some countries such as the USA and Canada depending on the plan.
    Can I add dental and vision care to my ADNIC health insurance?
    Yes, dental and vision care options are available with select plans, especially under the Platinum, Gold, and Silver packages.
    Where can I get medical treatment under ADNIC health insurance?
    ADNIC has a network of over 3,000 healthcare providers, including hospitals, clinics, dentists, and pharmacies across the UAE and internationally. Treatments outside this network may not be reimbursed.
    Are emergency services covered by ADNIC health insurance?
    Yes, ADNIC includes emergency services, and some plans offer additional global emergency assistance when traveling abroad.

    What 20000+ Happy customers love about InsuranceHub.ae so much

    Almost 78.3% of Our current Customers actually choose Insurancehub because of the following reason:

    Easy and Affordable way to Buy any Insurance Online

    Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.

    Free Expert Guidance

    We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )

    Save More Time, Money, and Effort

    Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.

    Saving is the Ultimate Mantra…

    100% Guarantee of Premium Support

    We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.

    Still not able to decide whether Insurancehub would be a good fit for you or not.