Abu Dhabi National Insurance Company, better known as ADNIC, is one of the UAE’s oldest and most trusted insurers, established in 1972 and licensed by the UAE Central Bank. Whether you are an individual, a family, or an employer searching for strong employee benefits, ADNIC health insurance offers tiered plans designed for both regulatory compliance and enhanced wellbeing.
At InsuranceHub.ae, you can explore a wide range of ADNIC health insurance plans, compare quotes instantly, and purchase the perfect coverage with ease—ensuring dependable medical care and financial protection when it matters most.
ADNIC’s health insurance portfolio is built to serve everyone—from low-income employees to high-net-worth individuals—while staying fully compliant with DHA, DOH (HAAD), and UAE Central Bank regulations.
Plans range from the Essential Benefits Plan (EBP) to Enhanced Silver, Gold, and Platinum tiers, offering increasing levels of medical access and lifestyle benefits.
| Benefit | Silver | Gold | Platinum |
|---|---|---|---|
| Outpatient co-pay | 20% | 10% | 0% |
| Maternity (normal birth) | Not covered | AED 10,000 | AED 25,000 |
| Dental | Optional | Optional | Included |
| Annual limit | AED 150,000 | AED 500,000 | AED 1 million |
ADNIC is widely preferred due to its hospital network strength, fast claims processing, and flexible pricing structure. Here are the standout benefits most valued by UAE residents:
✅ Wide Treatment Network
GN and GN-1 tiers give access to top hospitals like:
✅ Transparent Co-Payments
✅ Maternity Excellence
✅ International Peace of Mind
✅ Fast Renewals & Quick Claims
ADNIC offers two main categories of health insurance plans to suit various needs and regions:
Let's understand the products and benefits of each.
This category provides comprehensive health insurance with top-tier products designed for both local and international coverage, backed by excellent customer service. The key plans under SHIFA include:
A premium plan that delivers unparalleled medical benefits with worldwide coverage for both outpatient and inpatient care. You can also add dental and vision care options
Offers extensive global coverage (excluding the USA and Canada) for inpatient and outpatient services. This plan comes with the widest range of options, including routine and major dental care, as well as vision care.
A cost-effective option offering international coverage (excluding Europe, the USA, and Canada) for inpatient and outpatient treatments. Routine dental care can also be included.
Focused on coverage within the UAE, this individual plan under the ‘Shifa’ range provides substantial medical benefits at an affordable price.
Available in the Northern Emirates and Dubai, the EBP plans cover essential medical needs with a focus on key outpatient and inpatient services, including:
Additionally, EBP includes value-added features like the Global Emergency Services Package, providing support when you travel abroad.
The cost of ADNIC health insurance is not one-price-fits-all. Insurers assess:
Based on applications processed by InsuranceHub.ae this year, here is a broad guide to annual premiums:
| Profile | Plan Tier | Annual Premium (AED) |
|---|---|---|
| Single professional, 30, no pre-existing conditions | Smart Silver | 1,850 – 2,400 |
| Married couple, mid-30s, first baby on the way | Gold | 6,500 – 8,200 |
| Family of four, worldwide excluding USA | Platinum | 13,000 – 16,500 |
| Small business group, 25 employees | Smart EBP | 650 – 725 per employee |
ADNIC’s extensive network includes over 3,000 healthcare providers such as clinics, dentists, hospitals, and pharmacies across the UAE and internationally. For a full list of network providers, you can visit ADNIC’s official website or consult with our advisors. Please note that medical services obtained outside the ADNIC network are not eligible for reimbursement
InsuranceHub.ae simplifies the end-to-end experience:
ADNIC health insurance blends decades of underwriting expertise with modern digital tools and expansive provider access. Whether you need an entry-level EBP for visa stamping or a high-limit plan with worldwide benefits, InsuranceHub can secure the right ADNIC solution at a competitive price. Protect yourself or your workforce today and experience healthcare without compromise.
Cheapest Adnic health insurance | Adnic health insurance| Adnic insurance | Best Adnic health insurance | Adnic insurance network
Mobashar Hussain I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!
Alka Edvin Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me.
Anas Maqbool Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool.

Most of our First Time customers couldn’t believe that Buying Insurance Online is as simple and affordable.

We help you to get the Best Deal on any Insurance at a very affordable price ( Insurancehub. ae Customers save almost up to 40% as compared to others )

Save more than you expect. Our Insurance Advisors will help you to find the best deals that will save you not only cover all your needs but would help you save a lot of your Money, Time, and Effort.
Saving is the Ultimate Mantra…

We just don’t treat our customers as Just customers rather friends. And Insurancehub is that friend who will never forget you whenever you’re in Need. We take this part of our Operations were carefully so that you get a seamless experience.
Still not able to decide whether Insurancehub would be a good fit for you or not.