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DHA Insurance

Dubai Health Authority (DHA) regulations make health coverage mandatory for every resident — from salaried expats to domestic workers. DHA Health Insurance plans not only ensure you meet legal requirements but also give you access to trusted hospitals, clinics, and specialists across Dubai without burdening your finances.

These plans are designed to cover essential medical services, including consultations, diagnostics, emergency care, surgeries, and prescribed medications. Employers are responsible for providing health insurance for their employees, while sponsors must secure coverage for dependents and domestic workers.

Health Insurance in UAE
Health Insurance

Different Types of Health Insurance

Health insurance is a must-have if you are residing in Dubai as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in Dubai :

01

Group Medical Insurance for employees

Individual Health Insurance

It’s a kind of Cheapest health insurance Abu dhabi that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

Group Medical Insurance for employees

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

Group Medical Insurance for employees

Group Health Insurance

This is a kind of cheapest Health Insurance in Abu dhabi that is generally provided by an organization for its employees.

04

Group Medical Insurance for employees

Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under Cheapest health insurance Abu dhabi

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

The DHA framework at a glance


  • Essential Benefits Plan (EBP) for those earning ≤ AED 4,000/month; premium capped at ~AED 725

  • Minimum annual cover limit of AED 150,000

  • Co-payments: 20 % inpatient (max AED 500/visit), 30 % pharmacy (max AED 1,500/year)

  • Mandatory maternity, emergency and chronic illness benefits

Choosing the right tier


  1. Entry-level EBP – Basic network, higher co-pays, ideal for budget-conscious singles.

  2. Enhanced plans – Wider hospital list, lower deductibles; good for families with children.

  3. Premium worldwide cover – Global elective treatment and wellness add-ons for frequent travellers and executives.

Why purchase through InsuranceHub.ae?


  • Compare DHA Health Insurance quotes from 50+ insurers in seconds

  • Licensed advisors explain exclusions like pre-existing condition waiting periods

  • Option to include dental, optical and alternative therapies at discounted rates

  • Online claim tracking and 24/7 customer support

Required documents


  • Emirates ID front and back

  • Passport visa page

  • Sponsor’s ID (if dependent)

  • Salary certificate (for EBP eligibility)

Secure compliant coverage now


Avoid visa fines and medical bill shocks - get a personalised DHA Health Insurance quote on InsuranceHub and activate your policy today. Your health—and your residency status—depend on it.


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FAQs About DHA Health Insurance

What is DHA Health Insurance?

DHA Health Insurance is a mandatory medical insurance regulated by the Dubai Health Authority. It ensures residents and expats in Dubai have access to quality healthcare services in hospitals, clinics, and diagnostic centers.

Who needs DHA Health Insurance in Dubai?

All residents of Dubai, including UAE nationals, expats, and their dependents, are required to have DHA-compliant health insurance. Employers are responsible for providing coverage to their employees

What does DHA Health Insurance cover?

Coverage typically includes outpatient consultations, emergency treatment, hospitalization, maternity care, diagnostic tests, and sometimes dental and optical care depending on the plan

How do I get DHA Health Insurance?

You can obtain DHA Health Insurance through:

  • Your employer (mandatory for employees)
  • Private insurance providers for dependents or self-employed individuals
  • Online comparison platforms like Insurancehub.ae to compare and buy plans quickly
Can I use DHA Health Insurance in other Emirates?

DHA Health Insurance is specific to Dubai. Residents in other Emirates need health insurance compliant with their local health authority, such as SEHA in Abu Dhabi or RAK Health Authority.

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