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Looking for Basic Health Insurance in Abu Dhabi?

Find and compare the most affordable basic health insurance plans with InsuranceHub.ae. Our platform makes it simple to explore essential medical coverage, review benefits, and choose the right protection for you and your family.


At InsuranceHub.ae, we’re dedicated to offering clear information and expert guidance so you can make confident decisions. With access to trusted insurers, budget-friendly plans, and professional support, we help you secure the right basic health cover in Abu Dhabi—without the hassle.


Health Insurance in UAE
Health Insurance in UAE

What Exactly is Basic Health Insurance?

Basic health insurance is a form of financial protection that covers essential medical expenses arising from unexpected health issues. It ensures you can access quality care without facing heavy medical bills.

For residents and workers in Abu Dhabi, having basic health insurance is mandatory. Choosing the right plan matters, and that’s where InsuranceHub helps. On our platform, you can explore and compare multiple basic health insurance options from trusted providers.

Different Types of Health Insurance

Cheapest Health insurance Abu dhabi is a must-have if you are residing in uae as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance :

01

Individual Health Insurance

It’s a kind of health insurance that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

Group Health Insurance

This is a kind of Cheapest Health Insurance that is generally provided by an organization for its employees.

04

Critical Health Insurance

This is a kind of Cheapest Health Insurance that covers specific diseases that are life-threatening and is not covered under Cheapest health insurance Abu dhabi

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

Basic Health Insurance Abu Dhabi


Finding basic health insurance Abu Dhabi that meets the emirate’s legal requirements and your budget can feel overwhelming—especially with more than 60 active insurers in the market and the Department of Health (DOH) updating regulations for 2025. This service page breaks down exactly what the Basic Plan is, who qualifies, how much it costs, and how insurancehub.ae can help you secure compliant cover in three simple steps.


What Counts as a “Basic” Plan in Abu Dhabi?


Basic Health Insurance Plan—sometimes called the Abu Dhabi Basic or Abu Dhabi Essential Benefits Package—is designed for employees earning less than AED 5,000 per month, domestic workers, and certain dependents. Highlights include:


  • In-patient and day-patient cover up to AED 250,000 per policy year

  • Out-patient GP and specialist visits with a 20 % co-pay, capped at AED 50 per visit

  • Maternity: antenatal visits (10) plus delivery up to AED 10,000 (normal) / AED 12,000 (C-section) with 10 % co-pay

  • Emergency treatment world-wide and full cover inside the UAE

  • Pharmaceuticals: 30 % co-insurance up to AED 1,500 per year

  • Chronic and pre-existing condition coverage from day one (subject to declaration)

  • Average Premiums for 2025


    Premiums are community-rated, which means age and gender cannot increase your price. However, plan cost varies by network size and insurer service quality.


    Tier Typical Premium (per year) Hospital Network Size Common Users
    Basic (Restricted) AED 565–750 120–200 providers Domestic workers, low-income staff
    Basic (Mid) AED 800–1,050 400–600 providers Small businesses, start-ups
    Basic Plus AED 1,100–1,400 800+ nationwide Families, golden-visa applicants

    Eligibility and Documents


  • Passport & residence visa copies

  • Emirates ID front & back

  • Salary certificate or labour contract (if salary < AED 5,000)

  • Previous insurance card (if applicable)

  • Completed medical questionnaire (online form via insurancehub.ae)

  • How Our 3-Step Purchase Flow Works


  • Compare: Enter a few details on our Basic Plan page; get instant quotes in seconds.

  • Consult: An experienced, Central-Bank-approved advisor calls you to explain inclusions, exclusions and optional upgrades (e.g., dental, optical, worldwide cover).

  • Checkout: Pay securely online; e-card and policy documents arrive in your inbox within 30 minutes—ready for visa stamping.

  • An illustration of a diverse group of Abu Dhabi residents reviewing basic health insurance documents on a tablet, with icons representing inpatient, outpatient, and maternity benefits floating above.


    Why Choose insurancehub.ae for Basic Health Insurance Abu Dhabi?


  • Save up to 40 % by comparing multiple DOH-licensed insurers side by side.

  • Transparent display of co-pays, network hospitals and claim-settlement ratios.

  • Online claim assistance in English, Arabic, Hindi and Tagalog.

  • Dedicated renewal reminders so you never miss a visa deadline.

  • For those working outside Abu Dhabi but residing in the capital, we can bundle basic health insurance Abu Dhabi with Dubai’s Essential Benefits Plan to stay compliant across emirates.


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