Insurance does everything, from protecting you from damage, theft, and loss to offering financial security.
So, if you plan to buy an insurance policy in the UAE, you might be confused about selecting the right plan.
Simply put, there are different insurance policies offered in the UAE. Every plan comes with unique
features to meet specific customer demands. This post describes the most common types of insurance
offered in the UAE.
Car Insurance
Anyone who has a car in the UAE must get it insured. Third-party liability plans are compulsory for all
drivers. These policies cover injuries and damages during accidents. Besides, there are car insurance plans
that offer more protection in more crucial incidents. You may look for additional riders to get coverage for
emergencies. These plans may cover fire accidents, theft, and more damages.
Home Insurance
The UAE also lets homeowners get their houses insured at premium rates. On that note, home insurance
plans offer all-inclusive coverage, including home, personal belongings, etc. The policies protect you
against natural calamities, fire, theft, and other accidental damages. Property owners must buy the plan.
Also, someone with a mortgage is expected to get the property insured.
Life Insurance
Someone with a dependent family member in the UAE should buy a life insurance plan. If you are the sole
breadwinner of your family, you may get your family members insured with the policy. Life insurance
offers financial security after the policyholder’s unfortunate demise. It provides a lump sum to the
nominee or beneficiary. A few policies also protect policyholders against critical illness and disability. You
can look for such plans from a reliable portal.
Travel Insurance
Travel insurance offers protection against risks like trip cancellations, delayed or lost baggage, personal
accidents during the trip, or other medical emergencies. You can get travel plans from reliable insurance
companies in the UAE. If you plan an international trip, you must take a cheapest travel insurance in dubai to avoid
expensive expenses.
Group Insurance
A personalized group health plan offers employees the required coverage. An employer operating a
business in the UAE can get their employees insured with a medical policy. With such a plan, you can
increase job satisfaction and retain your employees.
Public Liability Insurance
Buy public liability insurance to protect your business against third-party claims. It offers coverage for legal
liability during personal injury or uncertain demise of the third party resulting from activities performed in
your company.
Besides the above policies, you can also get marine insurance and workers’ compensation policies in the
UAE. Consult InsuranceHub and get assured of 0% Co-payment on your policies. The portal offers policies
from top-notch UAE insurance companies. Select the right plan for your financial and personal needs and
protect yourself, your family, and your employees.