Save up to 30% on your Car Insurance Calculator UAE from the Top and Most Trusted Insurance Companies in UAE with Insurancehub.ae

More than 10,000+ across UAE have saved more than 30% of the bills on their Previous or new Car Insurance UAE.

Get a Quote

Choose your vehicle.

Nissan
Toyota
Honda
Ford
Audi
Mercedes

Why do More than 76.8% of Customers switch to InsuranceHub.ae every Year and save almost 30% on their Car Insurance Bills.

Car Insurance Calculator UAE is an easy-to-use online tool that helps you estimate the cost of your car insurance in just a few clicks. By entering your vehicle details and coverage preferences, you can quickly compare quotes from multiple providers and find the plan that suits your budget and needs. This calculator saves time, ensures transparency, and helps you make informed decisions before purchasing or renewing your car insurance in the UAE.

Benefits of having a Car / Motor insurance in UAE

Covers your expenses you incur due to the motor damage.

Safety from Legal Implecations.

Protection from financial liabilities

Protection from the cost of third-party property damages

Types of Car Insurance

Comprehensive Car Policy and Third-Party Insurance are the two types of car insurance plans available in the market.

Comprehensive Car Insurance Policy

Comprehensive motor policy provides you with the coverage against the damages/losses incurred by theft or fire.
This insurance also pays out to a third party if the accident happens due to your mistake. You can also expect to get the claim if the damage on your car is taken place in another way like a crash or bump.
Experts advise to opt for the comprehensive vehicle coverage with additional add-on insurance covers in a search for the optimum possible protection.

Third-Party Insurance

Under this type of motor policy, you will provide the coverage for the damages or losses caused to another party by your vehicle.
According to the UAE law, it is known as the most basic and compulsory form of car policy. Of course, you have to pay lesser for this policy as compared to the comprehensive type.
Remember, you will not get the claim for any damages happened to your own car under this type of motor insurance in UAE.

How the Calculator Works

Enter basic vehicle details—make, model, manufacturing year, and current market value.

Add driver information—age, licence issue date, accident history.

Select desired cover type (Comprehensive or Third-Party) and any add-ons like agency repair or GCC extension.

Instantly view an estimated premium range from leading insurers across Dubai, Abu Dhabi, and the Northern Emirates.

Benefits of Using a Car Insurance Calculator in the UAE

Transparency: Know typical price bands before requesting formal quotes.

Time-saving: No need to phone multiple providers; real-time algorithm pulls pricing data from InsuranceHub’s partner insurers.

Budget planning: Adjust deductible or add-ons and see the premium change on screen.

Better negotiation: Use the estimate as a benchmark when finalising your policy.

Factors That Influence Your Quote

Factor	Impact on Premium
Vehicle age & value	Higher value/newer cars cost more to insure
Driver’s age & experience	Young or newly licensed drivers pay higher rates
Accident & claim history	No-claim discount can lower premiums up to 30 %
Coverage level	Comprehensive > Third-Party > Third-Party Fire & Theft
Add-ons	Roadside assistance, rent-a-car, off-road cover increase cost

Tips to Lower Your Calculated Premium

Increase voluntary excess if you can afford out-of-pocket costs

Opt for agency repair only for cars under 3 years old

Bundle multiple cars with the same insurer for a fleet discount

Maintain a claim-free driving record

Seamless Switch From Estimate to Purchase

After you receive your estimate from the Car Insurance Calculator UAE, a single click lets you:

Compare detailed quotes side by side

Chat with a licensed advisor for personalised guidance

Pay securely online and download your e-policy in minutes

Conclusion

Whether renewing or buying a new policy, the Car Insurance Calculator UAE equips you with the knowledge to make a confident decision. Run your numbers today at InsuranceHub’s calculator and lock in savings of up to 40 %

Additional Cover Options

There are various insurance providers under which you will get a chance to include a variety of additional features or you can say ‘add-ons’ in your policy. Adding these features might ask you to pay something extra when you clear the amount of your final premium. However, they will benefit you in the long run. Check out a list of some commonly found policy add-ons:

Agency Repair
Personal accident coverage for driver & passengers
Emergency hospital expenses
Off-road cover
Roadside assistance
Personal belongings cover
Replacement of locks
GCC cover
New car replacement
Natural calamities cover
Dent repair
Windscreen cover

Compare car insurance online!

Switching to new car insurance is almost always worthwhile. Compare more than 300 car insurance tariffs free of charge and without obligation and see for yourself how much you can save with an online contract. Up to 850 AED a year are possible!