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Benefits of Getting a Group Health Insurance

Ease of Use

With our customized Group medical insurance plan your employes get coverage process is smother without any need of medical test and complication

Employee Retention & Satisfaction

Offering Group health medical insurance can help health satisfaction

Cost Effective to Employee

It's generally more affordable for individuals as the risk is spread across a group of insured people. This often results in lower premiums compared to individual insurance plans.

Additional Benefits

With every group health Insurance every employee gets additional benefits like better coverage, coverage for dependents,cover on pre existing conditions etc

Mandatory

UAE Makes Health Insurance Compulsory for Every Resident, Demanding Employers and Visa Sponsors to Provide Minimum Coverage to Employees and Sponsored Persons

Group insurance Coverage

Standard Coverage Standard set of benefits that covers basic needs such as hospitalization, outpatient care, maternity benefits, and sometimes dental and eye care.

Coverage for Dependents Some group health insurance plans also offer the option to cover employees' dependents, providing peace of mind for the whole family.

Pre-existing Conditions Unlike many individual plans, group health insurance often covers pre-existing conditions, providing valuable protection to employees.

You take care of your Employees, We would take care of

Complex paper works & Compliance

Hassle Free Claim Insurance

Getting the best Insurance Plans

GROUP HEALTH INSURANCE UAE


Group health insurance connects hospitals across the UAE, making quality care accessible for employees and their dependents. It covers medical costs, emergency treatments, and even offers direct billing to ease financial stress. Plans can be tailored to income levels, providing relief for mid-level professionals.


Buy the best group health insurance online at InsuranceHub.ae and get cashback up to AED 100!
Group Private Medical Insurance fujairah

Group Health Insurance UAE | InsuranceHub.ae

As of January 2025, every private-sector employee and domestic worker in the UAE must be covered by employer-funded medical insurance. For businesses with multi-emirate operations, a unified group health insurance UAE policy offers administrative simplicity, consistent benefits and cost savings through consolidated risk pools


Do You Need Corporate Group Health Insurance in UAE?


Whether you run a small business or a large corporation with 100+ employees, group health insurance is mandatory in the UAE. By law, employers must provide medical coverage to all staff and pay the full premium without deducting it from salaries.


If the company policy doesn’t extend to family members, employees are responsible for covering their dependents. Non-compliance can lead to strict penalties for businesses, employees, or sponsors


At InsuranceHub.ae, our expert advisors guide you in choosing the right corporate group health insurance—ensuring compliance, protecting your workforce, and securing the best value for your business.


Key Features & Benefits of Group Health Insurance in the UAE


Group health insurance UAE is more than just a compliance requirement—it’s a powerful tool to protect your employees, enhance satisfaction, and ensure your business stays legally compliant. At InsuranceHub.ae, we help companies of all sizes find the right corporate medical coverage tailored to their workforce.


  • Regulatory Compliance
  • Stay aligned with the Dubai Health Authority (DHA), Abu Dhabi Department of Health (DoH), and the unified Emirates Health Services (EHS) guidelines. With group health insurance, your business fulfills all legal requirements while securing peace of mind for your employees.


  • Extensive Direct Billing Network
  • Employees and their dependents can access medical care at 3,000+ hospitals, clinics, and pharmacies across the UAE. Cashless claims allow insurers to settle bills directly with providers, reducing financial stress during emergencies.


  • Coverage for Employees & Dependents
  • Leading group health insurance plans extend protection beyond employees to cover their families’ in-patient and out-patient care. From hospital stays and surgeries to routine checkups, the financial burden is significantly reduced.


  • Flexible Benefit Tiers
  • Whether it’s the Essential Benefits Plan (EBP-Group) for low-income staff or Platinum Global coverage for executives, policies can be tailored to suit different salary brackets and organizational needs.


  • Optional Wellness Add-ons
  • Boost productivity and employee well-being with corporate wellness benefits such as annual screenings, flu-shot drives, and mental health hotlines. These add-ons showcase your commitment to a healthy workplace.


  • Simplified Process
  • Unlike individual health insurance, group policies usually skip medical screenings and complex paperwork. Employers can rely on us to handle formalities while focusing on staff satisfaction.


  • Employee Satisfaction & Retention
  • When employees know their healthcare costs are fully covered, they feel more secure and motivated. Offering group health insurance strengthens loyalty, productivity, and talent retention.


    Group Health Insurance Plans in UAE: Common Inclusions and Exclusions


    Are you not sure what group health insurance plans in UAE cover? Would the plan cover your (and your employees') diverse medical care needs? Here's what you can expect from the plans available at InsuranceHub.ae.


    Common Inclusions


  • Pre and post-hospitalization costs, including diagnostic procedures, doctor consultations, hospital fees, treatments, and prescribed medications.
  • Out-patient healthcare expenses, including doctor's consultations, clinical examinations, vaccinations, medicines, minor surgery, and daycare procedures.
  • Maternity services
  • Pre-existing conditions and critical illnesses.
  • Fees paid to specialist surgeons and physicians concerning medical treatments.
  • Some plans also cover dental and vision care.

  • Common Exclusions


    However, most plans from UAE group health insurance companies do not cover the following:

  • Medical care costs incurred outside UAE (unless you have international coverage).
  • Expenses related to self-inflicted injuries like suicide.
  • Specialized treatments such as infertility, cosmetic procedures, obesity, gender change, etc.
  • Costs related to the intake of non-prescribed health supplements, vitamins, and proteins.

  • ???? At InsuranceHub.ae, we help businesses choose the right plan that balances affordability, compliance, and comprehensive employee care. Our advisors ensure you know exactly what’s included—so there are no surprises later.


    Eligibility


    All full-time employees with valid UAE residence visas are eligible, regardless of nationality or salary. Dependants (spouse, up to three children under 18 and, in some emirates, parents) can be attached at preferential family rates.


    Typical Coverage Snapshot


  • Hospitalisation up to AED 150,000 on entry-level plans and up to AED 2 million on premium tiers.

  • Out-patient co-pay 20–30%, capped at AED 50–75 per visit on most basic packages.

  • In-patient co-insurance capped at AED 500 per encounter, AED 1,000 per year, per UAE federal mandate.

  • Maternity (normal delivery) benefits starting at AED 7,000 and scaling to AED 20,000.

  • Why Choose a Nationwide Scheme via Insurancehub


  • One contract, seven emirates – avoid juggling multiple policies for different licences.

  • Bulk discounts – aggregated headcount can save up to 15% versus separate emirate-specific plans.

  • Digital member onboarding – employees receive e-medical cards within 24 hours of visa stamping.

  • Dedicated account manager – proactive renewal reminders, claims analytics and quarterly wellness reports.

  • Get a customised proposal now at Insurancehub group health insurance UAE.


    Why Choose InsuranceHub?

    Here's what makes us the most trusted choice for buying the leading group health insurance in UAE.

  • Here's what makes us the most trusted choice for buying the leading group health insurance in UAE.
  • Get free expert guidance to find the best deal and save up to 40% of your costs.
  • A quick comparison of different insurance plans online to help you save more time, effort, and money.
  • We offer premium support for complex insurance paperwork and claims processing.
  • To buy the best group health insurance plans in UAE, submit your request today and get a free quote.


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    Endnote

    Group Health Insurance is not just Mandatory, it’s a necessity for you & your employees

    Talk to our Advisor