Life is unpredictable and full of surprises – both good and bad. One day, you might be hale & hearty, and the next day, you might meet with an accident or get diagnosed with a severe disease that changes your life forever. Therefore, health insurance coverage is a must-have for every individual today. Protecting your employees with medical care coverage ensures peace of mind, keeping them more engaged and motivated toward your business. That's where we can help you find the best health insurance plans in the UAE.
Do You Need Corporate Group Health Insurance in UAE?
Whether you are a small and medium enterprise or a large corporation with over 100 employees, group health insurance is mandatory to operate your business in the UAE. According to the laws, employers must provide insurance coverage to all employees and pay the full premium amount without deducting it from the employees' salaries.
If the employer-provided group insurance plan does not cover family members, then it is the employees' responsibility to cover their dependents. Non-compliance with these provisions may attract strict penalties on your business, employees, or sponsors. Our expert advisors at InsuranceHub will help you understand why you need corporate group health insurance in the UAE and how to find the most suitable one for your business and employees.
Key Benefits of Offering Group Health Insurance Plans in the UAE
Offering medical care insurance for your employees has far-reaching advantages over complying with the provisions. Let's explore the benefits of buying group health insurance from InsuranceHub
Seamless Process
Unlike individual health insurance policies, employer-sponsored group health plans typically do not require medical screening. No more time-consuming and complex paperwork, too, as we will take care of all formalities, and you can focus on employee satisfaction.
Coverage for Dependent Family Members
The leading group health insurance in UAE extends coverage to the dependent family members of the employees. This means their in-patient and out-patient medical care expenses are also covered under the employer-provided group insurance plan.
Extensive Coverage
We understand that you want the best value for your money when investing in ensuring your employees' well-being. Therefore, we recommend group health insurance plans that provide extensive in-patient and out-patient coverage benefits. These may include hospitalization, surgeries, routine checkups, and more. Medical insurance for employees can help reduce their financial burden when an emergency health situation strikes.
Cashless Claims
We have partnered with the top health insurance companies in UAE to enable your employees to get medical care facilities in any network hospital without paying out of pocket. As long as the type of treatment is covered under the plan, you can opt for cashless claims so the insurer settles the medical bills directly with the hospital.
Powerful Employee Satisfaction & Retention Tool
Offering group medical insurance plans is one of the most effective ways for your company to attract and retain the best talents. When employees have the peace of mind that the company meets their healthcare costs, they will be more motivated to work – resulting in increased satisfaction and productivity.
Group Health Insurance Plans in UAE: Common Inclusions and Exclusions
Are you not sure what group health insurance plans in UAE cover? Would the plan cover your (and your employees') diverse medical care needs? Here's what you can expect from the plans available at InsuranceHub.
Pre and post-hospitalization costs, including diagnostic procedures, doctor consultations, hospital fees, treatments, and prescribed medications.
Out-patient healthcare expenses, including doctor's consultations, clinical examinations, vaccinations, medicines, minor surgery, and daycare procedures.
Maternity services
Pre-existing conditions and critical illnesses.
Fees paid to specialist surgeons and physicians concerning medical treatments.
Some plans also cover dental and vision care.
However, most plans from UAE group health insurance companies do not cover the following:
Medical care costs incurred outside UAE (unless you have international coverage).
Expenses related to self-inflicted injuries like suicide.
Specialized treatments such as infertility, cosmetic procedures, obesity, gender change, etc.
Costs related to the intake of non-prescribed health supplements, vitamins, and proteins.
At InsuranceHub, we offer exclusive deals and discounts that make corporate group health insurance in the UAE a worthwhile investment for your company. Here is a glimpse of factors influencing the total premium payable if you want to have an idea of how much a group health plan will cost you
Number of employees you want to cover under the group insurance plan.
Number of employees you want to cover under the group insurance plan.
Amount of insurance coverage for each employee and their dependent family members.
Employees' details, such as income, gender, age, and marital status.
Why Choose InsuranceHub?
Here's what makes us the most trusted choice for buying the leading group health insurance in UAE.
Here's what makes us the most trusted choice for buying the leading group health insurance in UAE.
Get free expert guidance to find the best deal and save up to 40% of your costs.
A quick comparison of different insurance plans online to help you save more time, effort, and money.
We offer premium support for complex insurance paperwork and claims processing.
To buy the best group health insurance plans in UAE, submit your request today and get a free quote.
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