Compare and Buy Group Insurance Fujairah that Your Employees Will Appreciate
Group insurance plans are insurance policies designed to insure the employees of an entire organization. The main objective of this insurance policy is to provide comprehensive coverage to all employees in your company. In the UAE, you are legally liable to offer group health insurance policies to all your employees.
If you want to buy the most affordable group insurance in Fujairah, InsuranceHub is your best option. On our portal, you can compare quotes from numerous reputed insurers in the UAE. Moreover, our proactive approach to helping you address your queries will make it easier to buy group insurance plans. Compare group insurance policies from several insurers and choose the best one for your employees.
The Key Characteristics of Group Insurance in Fujairah
At InsuranceHub, we believe in educating our users who want to buy insurance from our portal. You should know these characteristics before purchasing a group insurance policy in Fujairah.
- A group insurance policy protects your organization from the employees' medical expenses.
- The insurance premium should be paid by you as mandated by the Dubai Health Authority.
- It can be either quota-based or based on past portfolio performance.
We are All About Helping You Save Money
Have you ever purchased something and found out you could have gotten the same item at an affordable price? Undoubtedly, it happens to all of us. At InsuranceHub, we are eager to help you save big on group health insurance. There is no scope to evade this insurance as the DHA has made it compulsory for all companies.
Therefore, the best way to get group insurance at a cheaper rate is by comparing quotes from numerous insurers. The premiums for group insurance in Fujairah can vary by hundreds of dirhams. So, shopping around by consulting quotes is always a wise option. The key is finding the lowest premium from other insurance companies on our portal.
Things to Know About the Eligibility Criteria for Group Insurance
There are specific eligibility criteria in place for group insurance. The stakeholders can get the best out of these policies only if the eligibility criteria are met. Listed are the eligibility criteria for group health insurance in the UAE.
Eligibility Criteria for Your Company
Your company must be certified and registered to be eligible for group health insurance. Moreover, your company should have a minimum number of employees to be considered eligible. However, note that the number of employees eligible for group insurance depends on the insurer.
- Eligibility Criteria for Employees
To get the benefits of group insurance, the employee must be a permanent worker of your company and have a valid visa. The employee's name should be registered in your company's payroll and the Ministry of Labor's list.
- Eligibility Criteria for Dependents
Note that there are specific eligibility criteria for the dependents, too. For instance, the dependents should be sponsored by the employee. Moreover, only legal dependents are covered under group insurance policies.
The Coverage Benefits of Group Insurance Policies
Listed are the coverage benefits of our Fujairah group insurance policies.
Standard Coverage
The standard coverage denotes a standard set of benefits. It typically covers the expenses associated with hospitalization, maternity treatment, outpatient care, etc. As add-ons, you can also opt for dental and eye care benefits.
Coverage for Dependents
One key highlight of group insurance is that it covers your employees' dependents. This offers your workers complete peace of mind. When the medical expenses of their family are taken care of, they can be more productive.
Pre-Existing Conditions
Unlike individual medical insurance policies, group insurance covers pre-existing conditions. So, if your employees have pre-existing illnesses, they will receive cover. It is essential to protect your valuable employees.
All our group insurance policies
Factors Affecting the Premium of the Policy in Fujairah
Before you buy group insurance for your company, it is crucial to be aware of the factors that affect the premium. Listed are some of the factors that affect the premium of the group insurance Fujairah.
Your employee's age, gender, and marital status
Strength of your company
Last year's claims
Why Choose InsuranceHub?
Do you want to buy group insurance at a competitive rate in Fujairah? At InsuranceHub, we let you compare quotes and purchase group insurance plans from several insurers. On our portal, buying group insurance is a straightforward process. With our three-step process, you can now buy the group insurance policy that suits your needs.
Our insurance advisors have more than thirty years of experience. After evaluating your requirements, they can suggest the best group insurance plans in Fujairah. The entire process takes little time. Buy group insurance for your company at discounted rates from InsuranceHub.
