Annual aggregate limit of AED 1,000,000

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Annual aggregate limit of AED 1,000,000

T&C Apply

World wide coverage
0% Co-payment
Dental Cover
Covid 19 Covered

Get Cheapest Health Insurance for

Dependents
Employees
Investors

What is Health insurance

Health insurance is a plan that helps cover medical costs like doctor visits, hospital stays, treatments, and medicines. You pay a regular premium, and in return, the insurance company shares or fully pays your healthcare expenses, protecting you from high medical bills.

Why Health Insurance?

Health insurance is essential because it protects you and your family from unexpected medical expenses. It ensures access to quality healthcare without worrying about high hospital bills, giving you financial security and peace of mind

Types of Health Insurance Plans

There are several types of health insurance plans with coverage ranging from basic to comprehensive. The right plan depends on budgetary considerations and healthcare needs.

There are basically 4 types of Health Insurance:

Individual Health Insurance

It’s a kind of Cheapest health insurance UAE that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider

Group Health Insurance

This is a kind of cheapest Health Insurance in UAE that is generally provided by an organization for its employees

Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under Cheapest health insurance Abu dhabi

The rapidly rising cost of medical care in the Emirates makes it risky to rely on basic employer cover alone. That is why health insurance one is becoming the go-to upgrade for UAE residents who want broader protection without paying premium-plan prices. Available through insurancehub.ae, this mid-tier option bridges the gap between the Essential Benefits Plan and high-end comprehensive policies.

Key benefits

● Wider network access than entry-level plans—over 2,600 facilities across all seven emirates
● AED 500,000 annual limit covering inpatient, outpatient, labs and imaging
● Direct-billing for emergency treatment worldwide*
● Built-in maternity (up to AED 10,000) and newborn cover (up to 30 days)
● Chronic and pre-existing conditions covered after the standard six-month waiting period

Coverage details

Unlike cut-price products, health insurance one includes specialist consultations, mental-health services, and physiotherapy without the need to bolt on costly riders. Co-pays are capped at:

● Outpatient GP visits: 20 % (max AED 50)
● Specialist visits: 20 % (max AED 75)
● Prescribed drugs: 15 % (max AED 150 per script)

Quick comparison

Feature	Essential Benefits Plan	Health Insurance One	High-End Premium
Annual limit	AED 150k	AED 500k	AED 1 m+
Network	Basic	Mid-range, UAE-wide	Premium + intl.
Maternity	AED 10k (normal)	AED 10k + NICU	AED 20k+
Pre-existing wait	6 mo	6 mo	0–3 mo
Typical premium (Dubai, age 30)	AED 750	AED 2,200	AED 5,500

Eligibility

UAE residents aged 18-65 with a valid Emirates ID or residence visa

Dependents (spouse, children, parents) may be added under a family floater

Applicants must disclose current medical conditions; loading may apply for high-risk profiles

Why UAE users choose it

Balance: Triple the coverage of a basic plan at less than half the price of top-tier packages.

Speed: Quote, compare and buy in three clicks on insurancehub.ae —policy issued in under 10 minutes.

Compliance: Meets all DHA/DOH minimum standards, avoiding visa fines and claim denials.

Support: 24/7 multilingual claims line and online claim tracking through insurancehub.ae.

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What our customer says

Mobashar Hussain "I had a great experience with Insurancehub. It is so easy to reimburse your claims with them. I would call their customer service team for help and they have been responsive and they care about your inquiry. Thank you Insurancehub team!"

Alka Edvin "Insurancehub provides good customer service and they really care about their clients. I was able to talk to Mr. Jibin, he helped to understand my case, my benefits and also explained the process of taking approvals. Thank you Jibin for helping me."

Anas Maqbool "Great service from team Insurancehub. They were very helpful and promptly updated my documents without any hassle. The teams very helpful and replying patiently to all my queries with atmost professionalism. Kind regards, Anas Maqbool."