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Buying or renewing motor cover in the UAE no longer needs phone calls and branch visits. With InsuranceHub’s secure comparison platform, you can compare plans side by side, get instant quotes, and bind a policy online in minutes. We work with 50 plus CBUAE-licensed insurers, offer expert guidance, and help you save up to 40 percent without compromising benefits. If you are searching for Online vehicle insurance , you are in the right place.


Why Buy Vehicle Insurance Online in UAE?


Online vehicle insurance offers convenience and transparency. You can compare policies from top UAE insurers, check coverage details clearly, and avoid hidden charges. Online platforms often provide better prices due to exclusive discounts and reduced administrative costs. Most importantly, you stay in control—selecting coverage, add-ons, and deductibles based on your needs.


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Why do More than 76.8% of Customers switch to InsuranceHub every year and save almost 30% on their vehicle Insurance Bills.

online car insurance uae

Free 1:1 Expert Guidance Choosing the right insurance can be confusing. At Insurancehub.ae, we remove the guesswork with free expert car insurance guidance tailored to your needs.

online car insurance uae

Save More Money and Time Most people take a week to decide on car insurance and still overpay. Insurancehub.ae customers save 30% on average and make faster, smarter decisions.

online car insurance uae

Quick Support and Assistance Car insurance is personal. Our experts provide full support before and after purchase, ensuring a smooth and clear buying journey.

online car insurance uae

Trusted by More than 10000 CustomersWith a 4.7-star rating, we’re known for being customer-centric and helping drivers find the best and cheapest car insurance in the UAE.

Compare and buy in minutes

Start by entering your car and driver details to see live prices from multiple insurers. Our fast three step process makes buying car insurance online simple, transparent, and compliant with UAE regulations.


  • Get instant quotes matched to your car make, model, and year. e like accidents, thef or any third party mishap.
  • Filter by coverage, excess, agency repair, and extra benefits.
  • Compare inclusions like natural perils, GCC cover, hire car, roadside.
  • Checkout online with digital policy issuance and free e-card delivery.

Benefits of having a Car / Motor insurance in UAE

  • Covers your expenses you incur due to the motor damage.
  • Safety from Legal Implecations.
  • Protection from financial liabilities
  • Protection from the cost of third-party property damages

Types of Vehicle Insurance Available in UAE


Comprehensive Car Policy and Third-Party Insurance are the two types of car insurance plans available in the market.


Comprehensive Car Insurance Policy

  • Comprehensive insurance covers third-party liability as well as damage to your own vehicle due to accidents, fire, theft, or natural events. Many plans also include benefits like roadside assistance, agency repair, and personal accident cover.

Third-Party Insurance

  • Third-party insurance is the minimum legal requirement in the UAE. It covers damage or injury caused to another person or vehicle but does not cover your own car. This option is suitable for older vehicles or budget-conscious drivers.

Why Vehicle Insurance Is Mandatory in the UAE


The UAE has strict motor insurance regulations to protect drivers, passengers, and third parties. If you drive without insurance, you may face:


  • AED 500 fine

  • Vehicle impoundment for up to 7 days

  • 4 black points on your driving licence

Buying vehicle insurance online in the UAE ensures you meet legal requirements while protecting yourself financially.


Benefits of Buying Vehicle Insurance Online in UAE


Financial Protection Against Repair Costs


Accidents, even minor ones, can result in expensive repair bills. A car insurance policy helps cover repair costs, saving you from unexpected financial stress.


Coverage for Third-Party Liabilities


If an accident causes injury or property damage to a third party, your vehicle insurance covers these liabilities and protects you from legal and financial claims.


Compliance With UAE Traffic Laws


Having a valid insurance policy ensures you meet UAE legal requirements and avoid penalties related to uninsured driving.


Quick & Hassle-Free Online Process


With online vehicle insurance in UAE, you can compare plans, get instant quotes, and receive policy documents digitally—no paperwork or long waiting times..


How Renewal Process Works & Documents Required For it


To issue or renew, keep your Emirates ID, driving licence, vehicle registration card, and previous policy or no-claims letter ready. Policies are typically issued for 13 months to cover the 12 month term plus the RTA grace period for registration renewal. You can complete insurance first, then proceed to Tasjeel testing if required.


  • Emirates ID and UAE driving licence

  • Mulkiya (vehicle registration card) or chassis details for new cars

  • Previous insurance policy or NCD proof, if available

  • For financed cars, bank NOC when switching agency repair

  • Inspection certificate if required by insurer

How premiums are calculated and ways to save


UAE motor premiums reflect risk. Insurers assess vehicle value, age, body type, driver age and experience, claims history, parking security, and usage. Here is how to unlock better pricing without cutting essential cover.


  • Maintain a clean record to build your No Claims Discount.

  • Increase voluntary excess within your comfort level.

  • Consider non-agency repair for older cars.

  • Bundle add-ons you truly need, skip what you will not use.

  • Pay annually to access stronger discounts.

Factor Typical impact
Vehicle value and age Higher value and newer cars cost more to insure
Driver profile Younger or newly licensed drivers pay higher premiums
Claims history No-claims discounts reduce premium significantly
Coverage and add-ons Comprehensive with many add-ons increases price
Repair type Agency repair is usually higher than non-agency

Remember, the cheapest quote is not always the best value if it omits core protections needed for UAE roads.


Why Choose InsuranceHub.ae for Online Vehicle Insurance?


InsuranceHub.ae lets you compare vehicle insurance from trusted UAE insurers in one place. You get transparent pricing, expert assistance, instant policy issuance, and support throughout the policy term—from purchase to claims.


Additional Cover Options


There are various insurance providers under which you will get a chance to include a variety of additional features or you can say ‘add-ons’ in your policy. Adding these features might ask you to pay something extra when you clear the amount of your final premium. However, they will benefit you in the long run. Check out a list of some commonly found policy add-ons:

  • Agency Repair
  • Personal accident coverage for driver & passengers
  • Emergency hospital expenses
  • Off-road cover
  • Roadside assistance
  • Personal belongings cover
  • Replacement of locks
  • GCC cover
  • New car replacement
  • Natural calamities cover
  • Dent repair
  • Windscreen cover

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Compare car insurance online!

Switching to new car insurance is almost always worthwhile. Compare more than 300 car insurance tariffs free of charge and without obligation and see for yourself how much you can save with an online contract. Up to 850 AED a year are possible!

FAQs About Online Vehicle Insurance UAE

What is online vehicle insurance in the UAE?

Online vehicle insurance in the UAE allows you to compare, customize, and buy car insurance digitally without visiting an office. You can view quotes from multiple insurers and receive your policy instantly by email.

Is it safe to buy vehicle insurance online in the UAE?

Yes, purchasing vehicle insurance online in the UAE is safe when done through licensed insurers or approved comparison platforms regulated by the Central Bank of the UAE.

How much does online car insurance cost in the UAE?

The cost of online vehicle insurance in UAE depends on factors such as car value, driver age, driving history, coverage type, and insurer. Online comparison helps you find the most affordable option.

Can I get instant vehicle insurance online in UAE?

Yes, many insurers offer instant online vehicle insurance in UAE. Once payment is completed, the policy is issued digitally within minutes, making it ideal for quick renewals or new registrations.

Does online vehicle insurance cover accidents in the UAE?

Yes, online vehicle insurance provides the same coverage as offline policies. Coverage depends on the plan you choose, including third-party liability and comprehensive accident protection.

How do vehicle insurance claims work for online policies in UAE?

Claims for online vehicle insurance follow the same process as traditional policies. You can file a claim through the insurer’s website or app and get repairs done at approved garages.

How To Choose the best Car Insurance for that caters to Your Needs?