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Student Health Insurance

Student Health Insurance ensures that students studying in the UAE have access to quality healthcare without financial stress. It covers medical emergencies, doctor consultations, hospital stays, and prescribed medications.

Whether you’re a local or international student, InsuranceHub helps you compare affordable student health insurance plans that meet visa and university requirements—keeping you protected throughout your academic journey.

Health Insurance in UAE
Health Insurance

What exactly is Student Health Insurance?

Student Health Insurance is a medical coverage plan designed specifically for students, particularly those studying abroad or away from home. It helps cover the cost of doctor visits, hospital treatments, emergency care, prescriptions, lab tests, and sometimes dental or vision services.

In the UAE, having valid health insurance is often mandatory for university admission or visa approval. With the right student health insurance plan, you can focus on your studies knowing you’re protected against unexpected medical expenses and have access to quality healthcare when needed.


Different Types of Health Insurance

Health insurance is a must-have if you are residing in UAE as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in uae:

01

Group Medical Insurance for employees

Individual Health Insurance

It’s a kind of Cheapest health insurance Abu dhabi that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

Group Medical Insurance for employees

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

Group Medical Insurance for employees

Group Health Insurance

This is a kind of cheapest Health Insurance in Abu dhabi that is generally provided by an organization for its employees.

04

Group Medical Insurance for employees

Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under Cheapest health insurance Abu dhabi

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

Student Health Insurance


University life in the UAE blends challenging academics with weekend adventures, sports, and travel. However, an unexpected illness or accident can disrupt your studies and lead to costly medical bills. A Student Health Insurance policy ensures that your academic goals stay on track and your finances remain protected.


Why Choose Student Health Insurance?


A dedicated student medical plan is designed around the lifestyle and health needs of young adults. It offers affordable protection while meeting UAE university and visa requirements. Whether you’re a local or international student, the right cover keeps you safe, secure, and study-ready.


What Makes Student Cover Different?


  • Lower premiums designed for student-age risk profiles

  • Sports injury coverage, including campus and intramural leagues

  • Worldwide emergency treatment during semester breaks

  • Mental health consultations in line with university wellness programs

Typical Benefit Structure


BenefitLimit
Annual medical limitAED 500,000
Outpatient GP visits20 % co-pay capped at AED 40
Prescription drugs30 % co-pay capped at AED 1,000
Diagnostics (MRI/CT)Covered up to AED 5,000
Worldwide travel emergencyUSD 50,000

International Students Welcome


In the UAE, proof of health insurance is mandatory for visa processing and university registration. InsuranceHub.ae makes enrollment simple—just upload your admission letter, choose your preferred plan, and receive a digital insurance certificate accepted by UAE immigration and top universities.


Add-Ons Worth Considering


Enhance your protection with optional benefits tailored for student life:


  • Dental & orthodontic cover for long-term treatments

  • Laptop and gadget protection

  • Personal liability cover for dormitory and campus life

How to Enrol


Getting covered is easy:


  • Visit InsuranceHub.ae

  • Enter your basic details

  • Compare up to five competitively priced student insurance plans in under two minutes

  • Purchase your plan online and instantly download your e-cards

With InsuranceHub.ae, you can focus on your studies and student life—knowing you’re protected from unexpected medical expenses.


We provide insurance from

Orient
Adamjee
Al-Sagr
Methaq
Abudhabi National Takful
Daman
Salama
NLGI
Fidelity

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FAQs About Student Health Insurance

What is student health insurance?

Student health insurance provides medical coverage for students studying in the UAE, ensuring access to hospitals, clinics, and emergency care when needed.

Is student health insurance mandatory in the UAE?

Yes, health insurance is mandatory for all students residing in the UAE, whether they are studying at a university, college, or language institute.

What does student health insurance cover?

It typically includes doctor consultations, hospitalization, lab tests, medications, emergency treatment, and specialist referrals within the approved network.

Can international students get health insurance in the UAE?

Absolutely. International students can easily purchase approved health insurance plans online before or after arriving in the UAE.

How can I buy student health insurance online?

You can compare and buy student health insurance instantly through InsuranceHub.ae — just fill in your details and get instant policy approval.

Can I use my student health insurance outside the UAE?

Some plans offer limited worldwide or emergency-only coverage. Check your policy details or ask your advisor for options with global protection.

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