Health Insurance for Parents in the UAE

Bringing your parents to live or stay with you in the Emirates is a wonderful way to keep family bonds strong, but it also means taking responsibility for their healthcare. Medical costs in the UAE can be significant, and seniors often need more frequent attention for chronic illnesses, medications and specialist consultations. A dedicated health insurance for parents plan therefore moves quickly from “nice-to-have” to legal and financial necessity—especially if you plan to sponsor a long-term residence visa for them.

Health Insurance in UAE
Health Insurance in UAE

According to Dubai Health Authority rules, every resident, including dependents and parents above 60, must hold an approved medical policy. Failure to do so triggers fines of AED 500 per month and can delay visa renewals. The good news? A competitive market means you can now compare dozens of senior-friendly plans online and lock in cover within minutes on Insurancehub.ae.

Key things to consider before buying

Below is a snapshot of popular plan tiers available through InsuranceHub (pricing based on a 63-year-old parent without critical pre-existing conditions; quotes collected July 2025):

Plan NameCore BenefitsHospital NetworkStarting Premium (AED)
EBP Senior BasicInpatient up to AED 150k, 20% co-pay outpatient, emergency UAE-wideRestricted (DubaiCare)3,450 / year
Silver ClassicInpatient + outpatient up to AED 500k, maternity add-on optional, chronic cover day 1UAE tier 2 network5,900 / year
Gold RegionalAnnual limit AED 1 million, no co-pay at clinics, dental and optical includedUAE + GCC8,750 / year
Platinum WorldwideUnlimited annual limit, worldwide elective care, private room, wellness screeningsGlobal network (900k providers)14,200 / year

Indicative premiums only; final price depends on age, medical underwriting and chosen excess.

For more granular help—including cheapest health insurance for parents in Dubai or medical insurance for parents above 60 years—speak to a licensed advisor at InsuranceHub and compare side-by-side quotes from 50+ insurers in one dashboard.

Different Types of Health Insurance

Health insurance is a must-have if you are residing in dubai as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in Dubai:

01

Individual Health Insurance

It’s a kind of Cheapest health insurance in Dubai that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.

02

Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.

03

Group Health Insurance

This is a kind of Health Insurance that is generally provided by an organization for its employees.

04

Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under general health insurance

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

Find the Best Health Insurance for Parents with Insurancehub.ae

Our parents deserve the best care in the world. They are prone to illnesses with age, and the cost of these treatments can pile up and become quite hefty. With the best health insurance for parents, you can ensure the best treatment without worrying about expenses. It will cover all essential medical bills, and you can entirely focus on caring for your parents.

While getting a plan for parents over 60 can be difficult, you will find several plans for health insurance for parents over 50. For individuals looking for health insurance plans for parents, InsuranceHub offers a list of the top policies catered to their individual needs and budgets. Our advisors have industry experience and are skilled at understanding your requirements and offering relevant plans.


Health Insurance for Parents Above 60

Health insurance for parents above 60 is crucial, as medical needs increase significantly with age. While options may be limited, there are still several comprehensive plans tailored for senior citizens. At InsuranceHub, we help you find the right policy that offers maximum coverage, including pre-existing conditions, day care procedures, and cashless hospitalization—ensuring your parents receive the care they deserve without financial stress.

What Does Medical Health Insurance Plan for Parents Cover?

A standard medical health insurance for parents will cover the following:

  • Hospital room charges
  • Medicine costs
  • Doctor fees
  • ICU charges
  • Nursing fees
  • Surgical appliance costs
  • OT charges
  • Diagnostic test charges
  • Orthopaedic implant charges
  • Prosthetic device costs
  • Artificial limb costs

They also cover the expenses of a few daycare treatments that do not need more than 24 hours of hospitalization. These include:

  • Chemotherapy
  • Dialysis

How to Choose Cheapest Health Insurance for Parents in Dubai?

When choosing a Cheapest Health Insurance for Parents plan in Dubai, you should consider the following factors:

Day Care Benefits

Many old age-related treatments require only a day at the hospital, sometimes even less. Ensure your plan covers this.

Free Health Checkup

Select a plan that offers free yearly health checkups. This helps in early detection and better management of health issues.

Benefits

Assess your parents' medical and health conditions and match them with the benefits offered by the plans. At InsuranceHub, you will get a list of plans based on these needs after a consultation. This helps you decide faster.

Cashless Hospitalization

Choose a provider with a wide hospital network that offers cashless treatment, so you don’t pay upfront. Check if the hospitals are nearby and well-rated.

Why Choose InsuranceHub?

Are you wondering how I can get health insurance for visiting parents? Then look no further than InsuranceHub. As one of the leading insurance comparison portals in UAE, we offer the best plans. All you have to do is fill in the form, consult with our agents, compare the quotes from the tailored list we provide, and choose one. We handle all the paperwork and offer assistance in the claims process. Head over to InsuranceHub for more details!

Popular Tags

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