Ensure Maximum Accident Damage Coverage with the Best Umm Al Quwain Car Group Insurance Policy
Car accidents do not always damage the windshield and engine of the car. They could involve a wide range of risks, which only the best Umm Al Quwain group insurance for cars covers comprehensively.
Here is a list of various damages and losses a car accident could engender and how a car insurance policy can be a relief in such situations.
Types of Car Accident Damages That Car Group Insurance in Umm Al Quwain Covers
Car accident damages do not only include the car body damages. These could also be injuries the rider or driver received, natural calamity damages, and even theft. A comprehensive insurance policy for cars should keep you covered for all these and more.
Here are a few circumstances where you can file an insurance claim following a car accident or other damage.
Third-Party Risks:
Insuring a car involves more than just ensuring its safety. It also involves ensuring the safety of a third party.
If the car is unfortunately involved in an accident and the third party suffers from an injury or dies, the insurance will also keep them covered. Car insurance extends its benefits beyond the vehicle and its owner, which makes these policies more inclusive and comprehensive.
Natural Disasters:
A wide range of natural calamities, such as earthquakes, hurricanes, thunderstorms, cyclones, etc., can damage your car substantially. If you have a comprehensive group car policy, you can also claim for these damages. Therefore, you do not have to worry about car damage due to any natural disaster.
External Damages:
Cars often encounter accidents on the road. Head-on collisions can be quite damaging for both vehicles. If your car ever gets hit by another vehicle coming from the opposite side, it might cause windshield damage, bumper damage, or even engine damage.
Plus, due to the enormous collision impact, the car is sure to suffer several dents. Repairing such a severely damaged car could be expensive. The Umm Al Quwain group insurance plans for cars keep you covered for almost all these accident-induced car body damages.
In-Transit Damage:
Several car insurance policies protect your car against in-transit damages. Suppose you are shifting to another place and have been assigned the transport facilities to move your car.
It could be a transfer through waterways, airways, or roadways. You can file an insurance claim if your car suffers any damage during transportation.
Incidents of Theft:
Most comprehensive car insurance policies protect your vehicle against theft or burglary.
Therefore, if intruders break into your home to take your car away, you can claim the sum insured. If thieves lift your car from any public place's parking stand, you can still file an insurance claim.
Personal Accident:
Many comprehensive car insurance policies offer compensation for a driver's death due to a car accident.
Fire-Related Risks:
Many car insurance policies insure your vehicle against explosion, fire, and other ignition risks.
Why Choose Insurance Hub
Insurance Hub is one of the most reliable platforms for choosing the best car insurance policies in the UAE. We have a list of top insurance companies on our platform that offer comprehensive car insurance coverage. With us, buying insurance plans at reasonable rates become more accessible than ever. Our experts will help you through the process and handle all the paperwork.
Give us a call today to better understand our products and to buy the cheapest car group insurance in Umm Al Quwain. Our executives will explain each policy to help you choose the best. You can also get customizable policies on our portal.
When you make a request for claims, you will get the advantage of saving a
considerable sum of money by including add-ons in your cheapest car insurance UAE.
Our advanced and easy-to-operate comparison tool provides you with a quick
and easy access to go through and compare different types of add-ons offered by
different insurance companies. Check out which add-ons will suit your need
before making a final decision over the same
There are various insurance providers under which you will get a chance to
include a variety of additional features or you can say ‘add-ons’ in your policy.
Adding these features might ask you to pay something extra when you clear the
amount of your final premium. However, they will benefit you in the long run.
Check out a list of some commonly found policy add-ons: