Car insurance for some is almost more expensive than the car registration renewal itself and, in UAE, that can mean huge bills on an already high cost of living. However, cheap car insurance in uae is not only possible, it is surprisingly easy to find. The trick is finding a policy that keeps you covered while still being affordable. This is how you can reduce your insurance rates and still have good coverage when it comes to your car insurance policy in UAE.

 

1. Have a Good Driving Record

 

While this isn’t something that you can go back and fix, a good driving record free of at-fault collisions and damages is still one of the easiest ways to get cheaper insurance. When you have a clean record, insurance companies will see you as less of a risk, and therefore your policy can end up being more affordable. However and contrary to popular belief, because of inflation it is unlikely that your insurance plan will decrease in cost as your driving record stays clean over the years.

 

2. Make Some Changes to Your Policy

 

Depending on your plan and policy, you may be able to downgrade or remove certain aspects to save money. This is a surefire way to reduce your monthly rates, but bear in mind that it does mean you will carry more of the financial burden in the event of an incident. In general, there are three ways you can reduce your monthly limit by changing your plan:

 

  • Increase your deductible: You will be responsible for more money in the event of an accident but you will also pay less month-to-month.
  • Get rid of collision coverage: Most older car renewal in dubai will be write-offs in collisions anyways, so you can sometimes get away with collision coverage when operating older vehicles.
  • Go minimal: While this will stick you with more financial burdens in the event of an incident, getting the bare minimum coverage will reduce your monthly rates by a noticeable amount.

 

3. Do Your Research

 

Like almost every major purchase, doing your research is extremely important and can lead to better products for less money. Insurance, while more complicated than most things you buy, is no different. Shop around for plans, get educated at websites like Insurancehub, and always get as much information as you possibly can. By getting informed, you can start to understand what plan works best for you. It may not be the cheapest overall, but if you have the right information, it will be the most affordable plan for you overall.

 

Finding the cheapest car insurance in Dubai is about doing the research and finding what you are willing to risk compared to what you are willing to pay. Bear in mind that the cheapest policy may not be the most affordable in the long run. If you want a cheaper policy, get educated by enquiring with us over the phone, and don’t be afraid to shop around for the deal that’s best for you.