Maternity Medical Insurance

Maternity Medical Insurance is a comprehensive policy that prioritises medical necessity — especially valuable for high-risk pregnancies (gestational diabetes, twins, advanced maternal age).

Key Features:

• Enhanced prenatal screening: NT scan, anomaly ultrasound, glucose tolerance tests, and additional specialist consultations are included or discounted.
• Higher NICU limits: Up to AED 100,000 for premature or medically fragile infants.
• Specialist network: Direct billing at tertiary hospitals like Corniche Women’s & Children’s or Al Zahra.
• Add-ons: Stem-cell banking discount, breastfeeding consultations, and postpartum physiotherapy.
• Cost: Premiums start around AED 5,500 for a 30-year-old mother but can be offset by Insurancehub.ae promo codes and insurer loyalty programmes.

Key Maternity Medical Insurance Benefits to Consider

When choosing ideal health insurance, including maternity, there are some key benefits that you are entitled to receive. It's important to find a policy that covers prenatal care, hospitalization expenses for delivery, postnatal care for the mother, any delivery complications, and newborn baby expenses. Regular prenatal check-ups, standard blood tests, and USG should also be covered. Typically, the DHA mandates that maternity insurance also cover baby care expenses for 30 days post-birth.

Apart from the key benefits, here are some additional factors that you should take into account:

• Claim Waiting Period: It's essential to consider this, especially if you're already pregnant because some policies might have a waiting period of up to a year before the coverage starts.
• Delivery Type & Cost: Insurance covers maternity expenses ranging from AED 20,000 to AED 30,000. The exact cost depends on the type of delivery.

Learn more at Maternity Medical Insurance plans.

Choose the Right Maternity Medical Insurance with Insurancehub.ae

Childbirth is an experience like no other, and you must make this time a stress-free and enjoyable one by opting for reliable maternity medical insurance. If you are a soon-to-be parent or planning to conceive soon, maternity insurance offers a wide range of benefits.

If you are looking for a suitable plan, look no further than Insurancehub.ae. Parenthood can be hectic, but finding insurance is not. At Insurancehub.ae, we bring forward the best maternity insurance plan for you to compare and choose one that aligns with your needs. As one of UAE's leading insurance comparison portals, our expert agents will guide you through the process for added convenience.

Types of Maternity Cover

For couples planning a baby for the first time, having queries like "Can you get maternity insurance if already pregnant?" is common. In Dubai, you can choose between these two types of maternity coverage:

• Health Insurance with Maternity Cover: This overall medical insurance offers a maternity package. It is the most commonly chosen option for starting a family.
• Standalone Maternity Insurance: This policy is specifically designed for pregnancy and childbirth. Individuals already pregnant but without maternity coverage in their insurance plan can opt for this.

Why Choose Insurancehub.ae?

Insurancehub.ae is a leading insurance comparison platform for finding the best insurance policy with maternity benefits. Compare the quotes of different plans and buy the one that best suits your needs. Our agents are always there to assist and review the paperwork and claims process. Head over to Insurancehub.ae and take the first step towards stress-free parenthood.